WESTERN STATE BANK Routing Number GARDEN CITY, KS

Q: How many routing numbers does WESTERN STATE BANK have in GARDEN CITY, KS?

WESTERN STATE BANK has 1 routing number registered in GARDEN CITY, KS with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the WESTERN STATE BANK routing number in GARDEN CITY, KS?

The WESTERN STATE BANK routing number in GARDEN CITY, KS is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with WESTERN STATE BANK accounts in GARDEN CITY.

Q: What is the WESTERN STATE BANK GARDEN CITY routing number used for?

The WESTERN STATE BANK routing number in GARDEN CITY is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every WESTERN STATE BANK personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the WESTERN STATE BANK GARDEN CITY routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a WESTERN STATE BANK account in GARDEN CITY, always confirm the wire routing number directly with WESTERN STATE BANK's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the WESTERN STATE BANK routing number for GARDEN CITY?

You can verify your WESTERN STATE BANK GARDEN CITY routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any WESTERN STATE BANK personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into WESTERN STATE BANK online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the WESTERN STATE BANK GARDEN CITY routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a WESTERN STATE BANK account in GARDEN CITY, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for WESTERN STATE BANK international transfers.

Q: What format is the WESTERN STATE BANK GARDEN CITY routing number?

All WESTERN STATE BANK routing numbers in GARDEN CITY follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for WESTERN STATE BANK; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the WESTERN STATE BANK routing number on a check for GARDEN CITY accounts?

The WESTERN STATE BANK routing number for GARDEN CITY accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

WESTERN STATE BANK Routing Number in GARDEN CITY, KS

1 WESTERN STATE BANK routing number found in GARDEN CITY, KS. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 WESTERN STATE BANK GARDEN CITY, KS Live Data

WESTERN STATE BANK Routing Number in GARDEN CITY, KS

WESTERN STATE BANK has 1 routing number registered in GARDEN CITY, KS with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies WESTERN STATE BANK's GARDEN CITY processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The WESTERN STATE BANK routing number for GARDEN CITY, KS is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the WESTERN STATE BANK GARDEN CITY Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your WESTERN STATE BANK account.
Wire transfer: Confirm with WESTERN STATE BANK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your WESTERN STATE BANK check against the number shown here to confirm accuracy.

Why WESTERN STATE BANK May Have This Routing Number in GARDEN CITY

WESTERN STATE BANK uses a single routing number for GARDEN CITY, KS — assigned by the ABA to identify this specific WESTERN STATE BANK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct WESTERN STATE BANK office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about WESTERN STATE BANK GARDEN CITY routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with WESTERN STATE BANK directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About WESTERN STATE BANK in GARDEN CITY, KS

WESTERN STATE BANK serves customers in GARDEN CITY, KS through its local banking network. The routing number listed on this page are the ABA-registered identifier for WESTERN STATE BANK's GARDEN CITY operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse WESTERN STATE BANK routing numbers in other cities in KS, visit the WESTERN STATE BANK KS directory. For all WESTERN STATE BANK states, see the WESTERN STATE BANK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — WESTERN STATE BANK Routing Numbers in GARDEN CITY

How many routing numbers does WESTERN STATE BANK have in GARDEN CITY, KS?

What is the WESTERN STATE BANK routing number in GARDEN CITY, KS?

What is the WESTERN STATE BANK GARDEN CITY routing number used for?

Is the WESTERN STATE BANK GARDEN CITY routing number the same for ACH and wire transfers?

How do I verify the WESTERN STATE BANK routing number for GARDEN CITY?

Can I use the WESTERN STATE BANK GARDEN CITY routing number for international transfers?

What format is the WESTERN STATE BANK GARDEN CITY routing number?

Where is the WESTERN STATE BANK routing number on a check for GARDEN CITY accounts?