WAYNE BANK & TRUST CO Routing Number in RICHMOND, IN
1 WAYNE BANK & TRUST CO routing number found in RICHMOND, IN. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
WAYNE BANK & TRUST CO — RICHMOND, IN — Select Routing Number
1 routing number
WAYNE BANK & TRUST CO Routing Number in RICHMOND, IN
WAYNE BANK & TRUST CO has 1 routing number registered in RICHMOND, IN with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies WAYNE BANK & TRUST CO's RICHMOND processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The WAYNE BANK & TRUST CO routing number for RICHMOND, IN is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the WAYNE BANK & TRUST CO RICHMOND Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your WAYNE BANK & TRUST CO account.
- Wire transfer: Confirm with WAYNE BANK & TRUST CO's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your WAYNE BANK & TRUST CO check against the number shown here to confirm accuracy.
Why WAYNE BANK & TRUST CO May Have This Routing Number in RICHMOND
WAYNE BANK & TRUST CO uses a single routing number for RICHMOND, IN — assigned by the ABA to identify this specific WAYNE BANK & TRUST CO processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct WAYNE BANK & TRUST CO office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about WAYNE BANK & TRUST CO RICHMOND routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with WAYNE BANK & TRUST CO directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About WAYNE BANK & TRUST CO in RICHMOND, IN
WAYNE BANK & TRUST CO serves customers in RICHMOND, IN through its local banking network. The routing number listed on this page are the ABA-registered identifier for WAYNE BANK & TRUST CO's RICHMOND operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse WAYNE BANK & TRUST CO routing numbers in other cities in IN, visit the WAYNE BANK & TRUST CO IN directory. For all WAYNE BANK & TRUST CO states, see the WAYNE BANK & TRUST CO routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — WAYNE BANK & TRUST CO Routing Numbers in RICHMOND
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every WAYNE BANK & TRUST CO personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance
