UNITED BANK & TRUST NA Routing Number MARSHALLTOWN, IA

Q: How many routing numbers does UNITED BANK & TRUST NA have in MARSHALLTOWN, IA?

UNITED BANK & TRUST NA has 1 routing number registered in MARSHALLTOWN, IA with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the UNITED BANK & TRUST NA routing number in MARSHALLTOWN, IA?

The UNITED BANK & TRUST NA routing number in MARSHALLTOWN, IA is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with UNITED BANK & TRUST NA accounts in MARSHALLTOWN.

Q: What is the UNITED BANK & TRUST NA MARSHALLTOWN routing number used for?

The UNITED BANK & TRUST NA routing number in MARSHALLTOWN is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every UNITED BANK & TRUST NA personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the UNITED BANK & TRUST NA MARSHALLTOWN routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a UNITED BANK & TRUST NA account in MARSHALLTOWN, always confirm the wire routing number directly with UNITED BANK & TRUST NA's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the UNITED BANK & TRUST NA routing number for MARSHALLTOWN?

You can verify your UNITED BANK & TRUST NA MARSHALLTOWN routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any UNITED BANK & TRUST NA personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into UNITED BANK & TRUST NA online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the UNITED BANK & TRUST NA MARSHALLTOWN routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a UNITED BANK & TRUST NA account in MARSHALLTOWN, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for UNITED BANK & TRUST NA international transfers.

Q: What format is the UNITED BANK & TRUST NA MARSHALLTOWN routing number?

All UNITED BANK & TRUST NA routing numbers in MARSHALLTOWN follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for UNITED BANK & TRUST NA; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the UNITED BANK & TRUST NA routing number on a check for MARSHALLTOWN accounts?

The UNITED BANK & TRUST NA routing number for MARSHALLTOWN accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

UNITED BANK & TRUST NA Routing Number in MARSHALLTOWN, IA

1 UNITED BANK & TRUST NA routing number found in MARSHALLTOWN, IA. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 UNITED BANK & TRUST NA MARSHALLTOWN, IA Live Data

UNITED BANK & TRUST NA Routing Number in MARSHALLTOWN, IA

UNITED BANK & TRUST NA has 1 routing number registered in MARSHALLTOWN, IA with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies UNITED BANK & TRUST NA's MARSHALLTOWN processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The UNITED BANK & TRUST NA routing number for MARSHALLTOWN, IA is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the UNITED BANK & TRUST NA MARSHALLTOWN Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your UNITED BANK & TRUST NA account.
Wire transfer: Confirm with UNITED BANK & TRUST NA's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your UNITED BANK & TRUST NA check against the number shown here to confirm accuracy.

Why UNITED BANK & TRUST NA May Have This Routing Number in MARSHALLTOWN

UNITED BANK & TRUST NA uses a single routing number for MARSHALLTOWN, IA — assigned by the ABA to identify this specific UNITED BANK & TRUST NA processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct UNITED BANK & TRUST NA office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about UNITED BANK & TRUST NA MARSHALLTOWN routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with UNITED BANK & TRUST NA directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About UNITED BANK & TRUST NA in MARSHALLTOWN, IA

UNITED BANK & TRUST NA serves customers in MARSHALLTOWN, IA through its local banking network. The routing number listed on this page are the ABA-registered identifier for UNITED BANK & TRUST NA's MARSHALLTOWN operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse UNITED BANK & TRUST NA routing numbers in other cities in IA, visit the UNITED BANK & TRUST NA IA directory. For all UNITED BANK & TRUST NA states, see the UNITED BANK & TRUST NA routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — UNITED BANK & TRUST NA Routing Numbers in MARSHALLTOWN

How many routing numbers does UNITED BANK & TRUST NA have in MARSHALLTOWN, IA?

What is the UNITED BANK & TRUST NA routing number in MARSHALLTOWN, IA?

What is the UNITED BANK & TRUST NA MARSHALLTOWN routing number used for?

Is the UNITED BANK & TRUST NA MARSHALLTOWN routing number the same for ACH and wire transfers?

How do I verify the UNITED BANK & TRUST NA routing number for MARSHALLTOWN?

Can I use the UNITED BANK & TRUST NA MARSHALLTOWN routing number for international transfers?

What format is the UNITED BANK & TRUST NA MARSHALLTOWN routing number?

Where is the UNITED BANK & TRUST NA routing number on a check for MARSHALLTOWN accounts?