THE STATE BANK - LA JUNTA Routing Number 102104752 — LA JUNTA, CO

About Routing Number 102104752 — THE STATE BANK - LA JUNTA

Routing number 102104752 is the official 9-digit ABA routing number registered to THE STATE BANK - LA JUNTA at 124 COLORADO AVE, LA JUNTA, CO 81050. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 102104752

The 9-digit number 102104752 is structured in three segments: 1021 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling THE STATE BANK - LA JUNTA's transactions. 0475 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to THE STATE BANK - LA JUNTA. 2 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 102104752

• Direct Deposit — Payroll and Government Payments: Provide routing number 102104752 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 102104752 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every THE STATE BANK - LA JUNTA personal check in LA JUNTA — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with THE STATE BANK - LA JUNTA whether 102104752 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 102104752 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find THE STATE BANK - LA JUNTA's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 102104752 Is Correct

Before using 102104752 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a THE STATE BANK - LA JUNTA personal check — the routing number must match. (2) Log into THE STATE BANK - LA JUNTA online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more THE STATE BANK - LA JUNTA routing numbers in CO or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.