THE FIRST, N.A. Routing Number 011201830 — DAMARISCOTTA, ME
The ABA routing number 011201830 belongs to THE FIRST, N.A. in DAMARISCOTTA, ME. Use for ACH transfers, direct deposits, and check payments.
THE FIRST, N.A.
DAMARISCOTTA, ME 04543
ABA Routing Number
011201830
Routing Number Breakdown
About Routing Number 011201830 — THE FIRST, N.A.
Routing number 011201830 is the official 9-digit ABA routing number registered to THE FIRST, N.A. at 7 BRISTOL ROAD, DAMARISCOTTA, ME 04543. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 011201830
The 9-digit number 011201830 is structured in three segments: 0112 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling THE FIRST, N.A.'s transactions. 0183 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to THE FIRST, N.A.. 0 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 011201830
- Direct Deposit — Payroll and Government Payments: Provide routing number 011201830 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 011201830 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every THE FIRST, N.A. personal check in DAMARISCOTTA — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with THE FIRST, N.A. whether 011201830 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 011201830 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find THE FIRST, N.A.'s SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 011201830 Is Correct
Before using 011201830 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a THE FIRST, N.A. personal check — the routing number must match. (2) Log into THE FIRST, N.A. online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more THE FIRST, N.A. routing numbers in ME or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 011201830
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a THE FIRST, N.A. account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every THE FIRST, N.A. personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
