THE CITIZENS BANK OF GEORGIA Routing Number in CUMMING, GA
1 THE CITIZENS BANK OF GEORGIA routing number found in CUMMING, GA. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
THE CITIZENS BANK OF GEORGIA — CUMMING, GA — Select Routing Number
1 routing number
THE CITIZENS BANK OF GEORGIA Routing Number in CUMMING, GA
THE CITIZENS BANK OF GEORGIA has 1 routing number registered in CUMMING, GA with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies THE CITIZENS BANK OF GEORGIA's CUMMING processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The THE CITIZENS BANK OF GEORGIA routing number for CUMMING, GA is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the THE CITIZENS BANK OF GEORGIA CUMMING Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your THE CITIZENS BANK OF GEORGIA account.
- Wire transfer: Confirm with THE CITIZENS BANK OF GEORGIA's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your THE CITIZENS BANK OF GEORGIA check against the number shown here to confirm accuracy.
Why THE CITIZENS BANK OF GEORGIA May Have This Routing Number in CUMMING
THE CITIZENS BANK OF GEORGIA uses a single routing number for CUMMING, GA — assigned by the ABA to identify this specific THE CITIZENS BANK OF GEORGIA processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct THE CITIZENS BANK OF GEORGIA office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about THE CITIZENS BANK OF GEORGIA CUMMING routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with THE CITIZENS BANK OF GEORGIA directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About THE CITIZENS BANK OF GEORGIA in CUMMING, GA
THE CITIZENS BANK OF GEORGIA serves customers in CUMMING, GA through its local banking network. The routing number listed on this page are the ABA-registered identifier for THE CITIZENS BANK OF GEORGIA's CUMMING operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse THE CITIZENS BANK OF GEORGIA routing numbers in other cities in GA, visit the THE CITIZENS BANK OF GEORGIA GA directory. For all THE CITIZENS BANK OF GEORGIA states, see the THE CITIZENS BANK OF GEORGIA routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — THE CITIZENS BANK OF GEORGIA Routing Numbers in CUMMING
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every THE CITIZENS BANK OF GEORGIA personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance