TENNESSEE STATE BANK Routing Number 064201968 — PIGEON FORGE, TN
The ABA routing number 064201968 belongs to TENNESSEE STATE BANK in PIGEON FORGE, TN. Use for ACH transfers, direct deposits, and check payments.
TENNESSEE STATE BANK
PIGEON FORGE, TN 37868
ABA Routing Number
064201968
Routing Number Breakdown
About Routing Number 064201968 — TENNESSEE STATE BANK
Routing number 064201968 is the official 9-digit ABA routing number registered to TENNESSEE STATE BANK at P.O. BOX 1260, PIGEON FORGE, TN 37868. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 064201968
The 9-digit number 064201968 is structured in three segments: 0642 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling TENNESSEE STATE BANK's transactions. 0196 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to TENNESSEE STATE BANK. 8 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 064201968
- Direct Deposit — Payroll and Government Payments: Provide routing number 064201968 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 064201968 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every TENNESSEE STATE BANK personal check in PIGEON FORGE — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with TENNESSEE STATE BANK whether 064201968 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 064201968 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find TENNESSEE STATE BANK's SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 064201968 Is Correct
Before using 064201968 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a TENNESSEE STATE BANK personal check — the routing number must match. (2) Log into TENNESSEE STATE BANK online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more TENNESSEE STATE BANK routing numbers in TN or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 064201968
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a TENNESSEE STATE BANK account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every TENNESSEE STATE BANK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
