SYNCHRONY BANK Routing Number in DRAPER, UT
1 SYNCHRONY BANK routing number found in DRAPER, UT. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
SYNCHRONY BANK Routing Number in DRAPER, UT
SYNCHRONY BANK has 1 routing number registered in DRAPER, UT with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies SYNCHRONY BANK's DRAPER processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The SYNCHRONY BANK routing number for DRAPER, UT is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the SYNCHRONY BANK DRAPER Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your SYNCHRONY BANK account.
- Wire transfer: Confirm with SYNCHRONY BANK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your SYNCHRONY BANK check against the number shown here to confirm accuracy.
Why SYNCHRONY BANK May Have This Routing Number in DRAPER
SYNCHRONY BANK uses a single routing number for DRAPER, UT — assigned by the ABA to identify this specific SYNCHRONY BANK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct SYNCHRONY BANK office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about SYNCHRONY BANK DRAPER routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with SYNCHRONY BANK directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About SYNCHRONY BANK in DRAPER, UT
SYNCHRONY BANK serves customers in DRAPER, UT through its local banking network. The routing number listed on this page are the ABA-registered identifier for SYNCHRONY BANK's DRAPER operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse SYNCHRONY BANK routing numbers in other cities in UT, visit the SYNCHRONY BANK UT directory. For all SYNCHRONY BANK states, see the SYNCHRONY BANK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — SYNCHRONY BANK Routing Numbers in DRAPER
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every SYNCHRONY BANK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance