SUMMIT BANK NA Routing Number in PANAMA CITY, FL
1 SUMMIT BANK NA routing number found in PANAMA CITY, FL. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
SUMMIT BANK NA — PANAMA CITY, FL — Select Routing Number
1 routing number
SUMMIT BANK NA Routing Number in PANAMA CITY, FL
SUMMIT BANK NA has 1 routing number registered in PANAMA CITY, FL with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies SUMMIT BANK NA's PANAMA CITY processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The SUMMIT BANK NA routing number for PANAMA CITY, FL is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the SUMMIT BANK NA PANAMA CITY Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your SUMMIT BANK NA account.
- Wire transfer: Confirm with SUMMIT BANK NA's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your SUMMIT BANK NA check against the number shown here to confirm accuracy.
Why SUMMIT BANK NA May Have This Routing Number in PANAMA CITY
SUMMIT BANK NA uses a single routing number for PANAMA CITY, FL — assigned by the ABA to identify this specific SUMMIT BANK NA processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct SUMMIT BANK NA office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about SUMMIT BANK NA PANAMA CITY routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with SUMMIT BANK NA directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About SUMMIT BANK NA in PANAMA CITY, FL
SUMMIT BANK NA serves customers in PANAMA CITY, FL through its local banking network. The routing number listed on this page are the ABA-registered identifier for SUMMIT BANK NA's PANAMA CITY operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse SUMMIT BANK NA routing numbers in other cities in FL, visit the SUMMIT BANK NA FL directory. For all SUMMIT BANK NA states, see the SUMMIT BANK NA routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — SUMMIT BANK NA Routing Numbers in PANAMA CITY
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every SUMMIT BANK NA personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance
