STEPHENS-FRANKLIN TEACHERS FCU Routing Number in TOCCOA, GA

1 STEPHENS-FRANKLIN TEACHERS FCU routing number found in TOCCOA, GA. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 STEPHENS-FRANKLIN TEACHERS FCU TOCCOA, GA Live Data
1 Routing Number
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

STEPHENS-FRANKLIN TEACHERS FCU — TOCCOA, GA — Select Routing Number

1 routing number

STEPHENS-FRANKLIN TEACHERS FCU Routing Number in TOCCOA, GA

STEPHENS-FRANKLIN TEACHERS FCU has 1 routing number registered in TOCCOA, GA with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies STEPHENS-FRANKLIN TEACHERS FCU's TOCCOA processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The STEPHENS-FRANKLIN TEACHERS FCU routing number for TOCCOA, GA is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the STEPHENS-FRANKLIN TEACHERS FCU TOCCOA Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your STEPHENS-FRANKLIN TEACHERS FCU account.
  • Wire transfer: Confirm with STEPHENS-FRANKLIN TEACHERS FCU's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your STEPHENS-FRANKLIN TEACHERS FCU check against the number shown here to confirm accuracy.

Why STEPHENS-FRANKLIN TEACHERS FCU May Have This Routing Number in TOCCOA

STEPHENS-FRANKLIN TEACHERS FCU uses a single routing number for TOCCOA, GA — assigned by the ABA to identify this specific STEPHENS-FRANKLIN TEACHERS FCU processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct STEPHENS-FRANKLIN TEACHERS FCU office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about STEPHENS-FRANKLIN TEACHERS FCU TOCCOA routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with STEPHENS-FRANKLIN TEACHERS FCU directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About STEPHENS-FRANKLIN TEACHERS FCU in TOCCOA, GA

STEPHENS-FRANKLIN TEACHERS FCU serves customers in TOCCOA, GA through its local banking network. The routing number listed on this page are the ABA-registered identifier for STEPHENS-FRANKLIN TEACHERS FCU's TOCCOA operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse STEPHENS-FRANKLIN TEACHERS FCU routing numbers in other cities in GA, visit the STEPHENS-FRANKLIN TEACHERS FCU GA directory. For all STEPHENS-FRANKLIN TEACHERS FCU states, see the STEPHENS-FRANKLIN TEACHERS FCU routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — STEPHENS-FRANKLIN TEACHERS FCU Routing Numbers in TOCCOA