SOUTHEAST FINANCIAL CU Routing Number FRANKLIN, TN

Q: How many routing numbers does SOUTHEAST FINANCIAL CU have in FRANKLIN, TN?

SOUTHEAST FINANCIAL CU has 1 routing number registered in FRANKLIN, TN with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the SOUTHEAST FINANCIAL CU routing number in FRANKLIN, TN?

The SOUTHEAST FINANCIAL CU routing number in FRANKLIN, TN is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with SOUTHEAST FINANCIAL CU accounts in FRANKLIN.

Q: What is the SOUTHEAST FINANCIAL CU FRANKLIN routing number used for?

The SOUTHEAST FINANCIAL CU routing number in FRANKLIN is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every SOUTHEAST FINANCIAL CU personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the SOUTHEAST FINANCIAL CU FRANKLIN routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a SOUTHEAST FINANCIAL CU account in FRANKLIN, always confirm the wire routing number directly with SOUTHEAST FINANCIAL CU's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the SOUTHEAST FINANCIAL CU routing number for FRANKLIN?

You can verify your SOUTHEAST FINANCIAL CU FRANKLIN routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any SOUTHEAST FINANCIAL CU personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into SOUTHEAST FINANCIAL CU online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the SOUTHEAST FINANCIAL CU FRANKLIN routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a SOUTHEAST FINANCIAL CU account in FRANKLIN, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for SOUTHEAST FINANCIAL CU international transfers.

Q: What format is the SOUTHEAST FINANCIAL CU FRANKLIN routing number?

All SOUTHEAST FINANCIAL CU routing numbers in FRANKLIN follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for SOUTHEAST FINANCIAL CU; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the SOUTHEAST FINANCIAL CU routing number on a check for FRANKLIN accounts?

The SOUTHEAST FINANCIAL CU routing number for FRANKLIN accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

SOUTHEAST FINANCIAL CU Routing Number in FRANKLIN, TN

1 SOUTHEAST FINANCIAL CU routing number found in FRANKLIN, TN. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 SOUTHEAST FINANCIAL CU FRANKLIN, TN Live Data

SOUTHEAST FINANCIAL CU Routing Number in FRANKLIN, TN

SOUTHEAST FINANCIAL CU has 1 routing number registered in FRANKLIN, TN with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies SOUTHEAST FINANCIAL CU's FRANKLIN processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The SOUTHEAST FINANCIAL CU routing number for FRANKLIN, TN is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the SOUTHEAST FINANCIAL CU FRANKLIN Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your SOUTHEAST FINANCIAL CU account.
Wire transfer: Confirm with SOUTHEAST FINANCIAL CU's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your SOUTHEAST FINANCIAL CU check against the number shown here to confirm accuracy.

Why SOUTHEAST FINANCIAL CU May Have This Routing Number in FRANKLIN

SOUTHEAST FINANCIAL CU uses a single routing number for FRANKLIN, TN — assigned by the ABA to identify this specific SOUTHEAST FINANCIAL CU processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct SOUTHEAST FINANCIAL CU office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about SOUTHEAST FINANCIAL CU FRANKLIN routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with SOUTHEAST FINANCIAL CU directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About SOUTHEAST FINANCIAL CU in FRANKLIN, TN

SOUTHEAST FINANCIAL CU serves customers in FRANKLIN, TN through its local banking network. The routing number listed on this page are the ABA-registered identifier for SOUTHEAST FINANCIAL CU's FRANKLIN operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse SOUTHEAST FINANCIAL CU routing numbers in other cities in TN, visit the SOUTHEAST FINANCIAL CU TN directory. For all SOUTHEAST FINANCIAL CU states, see the SOUTHEAST FINANCIAL CU routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — SOUTHEAST FINANCIAL CU Routing Numbers in FRANKLIN

How many routing numbers does SOUTHEAST FINANCIAL CU have in FRANKLIN, TN?

What is the SOUTHEAST FINANCIAL CU routing number in FRANKLIN, TN?

What is the SOUTHEAST FINANCIAL CU FRANKLIN routing number used for?

Is the SOUTHEAST FINANCIAL CU FRANKLIN routing number the same for ACH and wire transfers?

How do I verify the SOUTHEAST FINANCIAL CU routing number for FRANKLIN?

Can I use the SOUTHEAST FINANCIAL CU FRANKLIN routing number for international transfers?

What format is the SOUTHEAST FINANCIAL CU FRANKLIN routing number?

Where is the SOUTHEAST FINANCIAL CU routing number on a check for FRANKLIN accounts?