PEOPLES BANK & TRUST Routing Number BUFORD, GA

Q: How many routing numbers does PEOPLES BANK & TRUST have in BUFORD, GA?

PEOPLES BANK & TRUST has 1 routing number registered in BUFORD, GA with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the PEOPLES BANK & TRUST routing number in BUFORD, GA?

The PEOPLES BANK & TRUST routing number in BUFORD, GA is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with PEOPLES BANK & TRUST accounts in BUFORD.

Q: What is the PEOPLES BANK & TRUST BUFORD routing number used for?

The PEOPLES BANK & TRUST routing number in BUFORD is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every PEOPLES BANK & TRUST personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the PEOPLES BANK & TRUST BUFORD routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a PEOPLES BANK & TRUST account in BUFORD, always confirm the wire routing number directly with PEOPLES BANK & TRUST's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the PEOPLES BANK & TRUST routing number for BUFORD?

You can verify your PEOPLES BANK & TRUST BUFORD routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any PEOPLES BANK & TRUST personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into PEOPLES BANK & TRUST online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the PEOPLES BANK & TRUST BUFORD routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a PEOPLES BANK & TRUST account in BUFORD, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for PEOPLES BANK & TRUST international transfers.

Q: What format is the PEOPLES BANK & TRUST BUFORD routing number?

All PEOPLES BANK & TRUST routing numbers in BUFORD follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for PEOPLES BANK & TRUST; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the PEOPLES BANK & TRUST routing number on a check for BUFORD accounts?

The PEOPLES BANK & TRUST routing number for BUFORD accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

PEOPLES BANK & TRUST Routing Number in BUFORD, GA

1 PEOPLES BANK & TRUST routing number found in BUFORD, GA. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 PEOPLES BANK & TRUST BUFORD, GA Live Data

PEOPLES BANK & TRUST Routing Number in BUFORD, GA

PEOPLES BANK & TRUST has 1 routing number registered in BUFORD, GA with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies PEOPLES BANK & TRUST's BUFORD processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The PEOPLES BANK & TRUST routing number for BUFORD, GA is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the PEOPLES BANK & TRUST BUFORD Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your PEOPLES BANK & TRUST account.
Wire transfer: Confirm with PEOPLES BANK & TRUST's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your PEOPLES BANK & TRUST check against the number shown here to confirm accuracy.

Why PEOPLES BANK & TRUST May Have This Routing Number in BUFORD

PEOPLES BANK & TRUST uses a single routing number for BUFORD, GA — assigned by the ABA to identify this specific PEOPLES BANK & TRUST processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct PEOPLES BANK & TRUST office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about PEOPLES BANK & TRUST BUFORD routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with PEOPLES BANK & TRUST directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About PEOPLES BANK & TRUST in BUFORD, GA

PEOPLES BANK & TRUST serves customers in BUFORD, GA through its local banking network. The routing number listed on this page are the ABA-registered identifier for PEOPLES BANK & TRUST's BUFORD operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse PEOPLES BANK & TRUST routing numbers in other cities in GA, visit the PEOPLES BANK & TRUST GA directory. For all PEOPLES BANK & TRUST states, see the PEOPLES BANK & TRUST routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — PEOPLES BANK & TRUST Routing Numbers in BUFORD

How many routing numbers does PEOPLES BANK & TRUST have in BUFORD, GA?

What is the PEOPLES BANK & TRUST routing number in BUFORD, GA?

What is the PEOPLES BANK & TRUST BUFORD routing number used for?

Is the PEOPLES BANK & TRUST BUFORD routing number the same for ACH and wire transfers?

How do I verify the PEOPLES BANK & TRUST routing number for BUFORD?

Can I use the PEOPLES BANK & TRUST BUFORD routing number for international transfers?

What format is the PEOPLES BANK & TRUST BUFORD routing number?

Where is the PEOPLES BANK & TRUST routing number on a check for BUFORD accounts?