OLD HICKORY CREDIT UNION Routing Number 264181448 — OLD HICKORY, TN

About Routing Number 264181448 — OLD HICKORY CREDIT UNION

Routing number 264181448 is the official 9-digit ABA routing number registered to OLD HICKORY CREDIT UNION at 1000 INDUSTRIAL ROAD, OLD HICKORY, TN 37138. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 264181448

The 9-digit number 264181448 is structured in three segments: 2641 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling OLD HICKORY CREDIT UNION's transactions. 8144 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to OLD HICKORY CREDIT UNION. 8 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 264181448

• Direct Deposit — Payroll and Government Payments: Provide routing number 264181448 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 264181448 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every OLD HICKORY CREDIT UNION personal check in OLD HICKORY — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with OLD HICKORY CREDIT UNION whether 264181448 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 264181448 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find OLD HICKORY CREDIT UNION's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 264181448 Is Correct

Before using 264181448 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a OLD HICKORY CREDIT UNION personal check — the routing number must match. (2) Log into OLD HICKORY CREDIT UNION online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more OLD HICKORY CREDIT UNION routing numbers in TN or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.