OCEAN STATE CREDIT UNION Routing Number COVENTRY, RI

Q: How many routing numbers does OCEAN STATE CREDIT UNION have in COVENTRY, RI?

OCEAN STATE CREDIT UNION has 1 routing number registered in COVENTRY, RI with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the OCEAN STATE CREDIT UNION routing number in COVENTRY, RI?

The OCEAN STATE CREDIT UNION routing number in COVENTRY, RI is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with OCEAN STATE CREDIT UNION accounts in COVENTRY.

Q: What is the OCEAN STATE CREDIT UNION COVENTRY routing number used for?

The OCEAN STATE CREDIT UNION routing number in COVENTRY is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every OCEAN STATE CREDIT UNION personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the OCEAN STATE CREDIT UNION COVENTRY routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a OCEAN STATE CREDIT UNION account in COVENTRY, always confirm the wire routing number directly with OCEAN STATE CREDIT UNION's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the OCEAN STATE CREDIT UNION routing number for COVENTRY?

You can verify your OCEAN STATE CREDIT UNION COVENTRY routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any OCEAN STATE CREDIT UNION personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into OCEAN STATE CREDIT UNION online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the OCEAN STATE CREDIT UNION COVENTRY routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a OCEAN STATE CREDIT UNION account in COVENTRY, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for OCEAN STATE CREDIT UNION international transfers.

Q: What format is the OCEAN STATE CREDIT UNION COVENTRY routing number?

All OCEAN STATE CREDIT UNION routing numbers in COVENTRY follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for OCEAN STATE CREDIT UNION; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the OCEAN STATE CREDIT UNION routing number on a check for COVENTRY accounts?

The OCEAN STATE CREDIT UNION routing number for COVENTRY accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

OCEAN STATE CREDIT UNION Routing Number in COVENTRY, RI

1 OCEAN STATE CREDIT UNION routing number found in COVENTRY, RI. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 OCEAN STATE CREDIT UNION COVENTRY, RI Live Data

OCEAN STATE CREDIT UNION Routing Number in COVENTRY, RI

OCEAN STATE CREDIT UNION has 1 routing number registered in COVENTRY, RI with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies OCEAN STATE CREDIT UNION's COVENTRY processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The OCEAN STATE CREDIT UNION routing number for COVENTRY, RI is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the OCEAN STATE CREDIT UNION COVENTRY Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your OCEAN STATE CREDIT UNION account.
Wire transfer: Confirm with OCEAN STATE CREDIT UNION's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your OCEAN STATE CREDIT UNION check against the number shown here to confirm accuracy.

Why OCEAN STATE CREDIT UNION May Have This Routing Number in COVENTRY

OCEAN STATE CREDIT UNION uses a single routing number for COVENTRY, RI — assigned by the ABA to identify this specific OCEAN STATE CREDIT UNION processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct OCEAN STATE CREDIT UNION office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about OCEAN STATE CREDIT UNION COVENTRY routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with OCEAN STATE CREDIT UNION directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About OCEAN STATE CREDIT UNION in COVENTRY, RI

OCEAN STATE CREDIT UNION serves customers in COVENTRY, RI through its local banking network. The routing number listed on this page are the ABA-registered identifier for OCEAN STATE CREDIT UNION's COVENTRY operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse OCEAN STATE CREDIT UNION routing numbers in other cities in RI, visit the OCEAN STATE CREDIT UNION RI directory. For all OCEAN STATE CREDIT UNION states, see the OCEAN STATE CREDIT UNION routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — OCEAN STATE CREDIT UNION Routing Numbers in COVENTRY

How many routing numbers does OCEAN STATE CREDIT UNION have in COVENTRY, RI?

What is the OCEAN STATE CREDIT UNION routing number in COVENTRY, RI?

What is the OCEAN STATE CREDIT UNION COVENTRY routing number used for?

Is the OCEAN STATE CREDIT UNION COVENTRY routing number the same for ACH and wire transfers?

How do I verify the OCEAN STATE CREDIT UNION routing number for COVENTRY?

Can I use the OCEAN STATE CREDIT UNION COVENTRY routing number for international transfers?

What format is the OCEAN STATE CREDIT UNION COVENTRY routing number?

Where is the OCEAN STATE CREDIT UNION routing number on a check for COVENTRY accounts?