NORTHERN BANK & TRUST CO Routing Number in WOBURN, MA
1 NORTHERN BANK & TRUST CO routing number found in WOBURN, MA. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
NORTHERN BANK & TRUST CO — WOBURN, MA — Select Routing Number
1 routing number
NORTHERN BANK & TRUST CO Routing Number in WOBURN, MA
NORTHERN BANK & TRUST CO has 1 routing number registered in WOBURN, MA with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies NORTHERN BANK & TRUST CO's WOBURN processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The NORTHERN BANK & TRUST CO routing number for WOBURN, MA is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the NORTHERN BANK & TRUST CO WOBURN Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your NORTHERN BANK & TRUST CO account.
- Wire transfer: Confirm with NORTHERN BANK & TRUST CO's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your NORTHERN BANK & TRUST CO check against the number shown here to confirm accuracy.
Why NORTHERN BANK & TRUST CO May Have This Routing Number in WOBURN
NORTHERN BANK & TRUST CO uses a single routing number for WOBURN, MA — assigned by the ABA to identify this specific NORTHERN BANK & TRUST CO processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct NORTHERN BANK & TRUST CO office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about NORTHERN BANK & TRUST CO WOBURN routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with NORTHERN BANK & TRUST CO directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About NORTHERN BANK & TRUST CO in WOBURN, MA
NORTHERN BANK & TRUST CO serves customers in WOBURN, MA through its local banking network. The routing number listed on this page are the ABA-registered identifier for NORTHERN BANK & TRUST CO's WOBURN operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse NORTHERN BANK & TRUST CO routing numbers in other cities in MA, visit the NORTHERN BANK & TRUST CO MA directory. For all NORTHERN BANK & TRUST CO states, see the NORTHERN BANK & TRUST CO routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — NORTHERN BANK & TRUST CO Routing Numbers in WOBURN
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every NORTHERN BANK & TRUST CO personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance
