MIDWEST REGIONAL BANK Routing Number 101911519 — FESTUS, MO
The ABA routing number 101911519 belongs to MIDWEST REGIONAL BANK in FESTUS, MO. Use for ACH transfers, direct deposits, and check payments.
MIDWEST REGIONAL BANK
FESTUS, MO 63028
ABA Routing Number
101911519
Routing Number Breakdown
About Routing Number 101911519 — MIDWEST REGIONAL BANK
Routing number 101911519 is the official 9-digit ABA routing number registered to MIDWEST REGIONAL BANK at P.O. BOX 1269, FESTUS, MO 63028. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 101911519
The 9-digit number 101911519 is structured in three segments: 1019 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling MIDWEST REGIONAL BANK's transactions. 1151 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to MIDWEST REGIONAL BANK. 9 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 101911519
- Direct Deposit — Payroll and Government Payments: Provide routing number 101911519 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 101911519 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every MIDWEST REGIONAL BANK personal check in FESTUS — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with MIDWEST REGIONAL BANK whether 101911519 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 101911519 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find MIDWEST REGIONAL BANK's SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 101911519 Is Correct
Before using 101911519 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a MIDWEST REGIONAL BANK personal check — the routing number must match. (2) Log into MIDWEST REGIONAL BANK online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more MIDWEST REGIONAL BANK routing numbers in MO or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 101911519
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a MIDWEST REGIONAL BANK account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every MIDWEST REGIONAL BANK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
