LAKES FEDERAL CREDIT UNION Routing Number in MONTICELLO, IN
1 LAKES FEDERAL CREDIT UNION routing number found in MONTICELLO, IN. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
LAKES FEDERAL CREDIT UNION — MONTICELLO, IN — Select Routing Number
1 routing number
LAKES FEDERAL CREDIT UNION Routing Number in MONTICELLO, IN
LAKES FEDERAL CREDIT UNION has 1 routing number registered in MONTICELLO, IN with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies LAKES FEDERAL CREDIT UNION's MONTICELLO processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The LAKES FEDERAL CREDIT UNION routing number for MONTICELLO, IN is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the LAKES FEDERAL CREDIT UNION MONTICELLO Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your LAKES FEDERAL CREDIT UNION account.
- Wire transfer: Confirm with LAKES FEDERAL CREDIT UNION's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your LAKES FEDERAL CREDIT UNION check against the number shown here to confirm accuracy.
Why LAKES FEDERAL CREDIT UNION May Have This Routing Number in MONTICELLO
LAKES FEDERAL CREDIT UNION uses a single routing number for MONTICELLO, IN — assigned by the ABA to identify this specific LAKES FEDERAL CREDIT UNION processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct LAKES FEDERAL CREDIT UNION office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about LAKES FEDERAL CREDIT UNION MONTICELLO routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with LAKES FEDERAL CREDIT UNION directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About LAKES FEDERAL CREDIT UNION in MONTICELLO, IN
LAKES FEDERAL CREDIT UNION serves customers in MONTICELLO, IN through its local banking network. The routing number listed on this page are the ABA-registered identifier for LAKES FEDERAL CREDIT UNION's MONTICELLO operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse LAKES FEDERAL CREDIT UNION routing numbers in other cities in IN, visit the LAKES FEDERAL CREDIT UNION IN directory. For all LAKES FEDERAL CREDIT UNION states, see the LAKES FEDERAL CREDIT UNION routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — LAKES FEDERAL CREDIT UNION Routing Numbers in MONTICELLO
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every LAKES FEDERAL CREDIT UNION personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance
