KSW FEDERAL CREDIT UNION Routing Numbers in ME — Select City
KSW FEDERAL CREDIT UNION has 1 routing number across 1 city in ME. Select your city to find the 9-digit ABA routing number for ACH transfers, direct deposits, and wire payments.
KSW FEDERAL CREDIT UNION Routing Numbers in ME — Complete City Directory
KSW FEDERAL CREDIT UNION has 1 routing number across 1 city in ME, registered with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. BankZop's KSW FEDERAL CREDIT UNION ME routing number directory is sourced directly from official ABA records and updated regularly — making it the most reliable reference for accurate routing numbers in ME.
Whether you are setting up direct deposit to a KSW FEDERAL CREDIT UNION account in ME, registering for ACH bill payments, or initiating a domestic wire transfer, you need the specific routing number for the city where your account was opened. Select your city above to navigate directly to the correct routing number.
How to Find Your KSW FEDERAL CREDIT UNION Routing Number in ME
- Step 1 — Select City: You are on the ME page. Choose your city from the list above. Use the search box to filter if needed.
- Step 2 — Select Routing Number: The city page lists all KSW FEDERAL CREDIT UNION routing numbers for that location. Click the one that applies to your account.
- Step 3 — Copy: The result page shows the 9-digit routing number with a one-click Copy button, plus the bank name, address, city, state, ZIP, and phone number.
Alternatively, the KSW FEDERAL CREDIT UNION routing number for your ME account is printed at the bottom-left of any personal check — it is always the first 9-digit sequence in the MICR line at the bottom of the check. You can also find it in your KSW FEDERAL CREDIT UNION online banking under Account Details.
Why KSW FEDERAL CREDIT UNION May Have Multiple Routing Numbers in ME
Large US banks like KSW FEDERAL CREDIT UNION historically assigned routing numbers by Federal Reserve processing centre rather than purely by state. As a result, KSW FEDERAL CREDIT UNION may have different routing numbers for different cities or regions within ME. Your routing number depends on which Federal Reserve office processed accounts when your branch was established — not necessarily your current ZIP code. This is why selecting your specific city is important when looking up the correct KSW FEDERAL CREDIT UNION routing number in ME.
When You Need the KSW FEDERAL CREDIT UNION ME Routing Number
Direct Deposit Setup
When setting up payroll direct deposit, IRS tax refunds, Social Security benefits, or any government payment to your KSW FEDERAL CREDIT UNION account in ME, you provide the routing number alongside your account number. Use the city-specific routing number from BankZop — the one assigned to the location where your KSW FEDERAL CREDIT UNION account was originally opened.
ACH Transfers and Bill Payments
ACH is the primary mechanism for electronic payments in the US — covering recurring bill payments, subscription debits, online banking transfers, and same-day payments. The NACHA network uses the routing number to route credits and debits to the correct financial institution. Standard ACH settles in 1–2 business days; Same Day ACH settles same-day for eligible transactions submitted before the cut-off.
Domestic Wire Transfers
Domestic wires settle in real time through the Federal Reserve's Fedwire system on the same business day. Important: KSW FEDERAL CREDIT UNION may use a different routing number for wires than for ACH. Always confirm the correct wire routing number with KSW FEDERAL CREDIT UNION's wire department before initiating a wire transfer from a ME account. For international wires, a SWIFT/BIC code is required — not the routing number. Find it at BankZop's SWIFT Code Lookup.
KSW FEDERAL CREDIT UNION Routing Number vs Account Number in ME
| Feature | KSW FEDERAL CREDIT UNION Routing Number | KSW FEDERAL CREDIT UNION Account Number |
|---|---|---|
| Identifies | KSW FEDERAL CREDIT UNION in ME | Your specific account |
| Length | Always 9 digits | Varies (10–12 digits) |
| On a check | Bottom-left, first | Bottom-centre, second |
| Shared? | Same for all accounts in same city | Unique to your account |
Cities in ME with KSW FEDERAL CREDIT UNION Routing Numbers
KSW FEDERAL CREDIT UNION operates in 1 city across ME with ABA-registered routing numbers. Click any city to browse routing numbers directly:
Routing number counts reflect active ABA records as of Jun 2026. Data sourced from the Federal Reserve E-Payments Routing Directory.
To browse KSW FEDERAL CREDIT UNION routing numbers in other states, visit the KSW FEDERAL CREDIT UNION routing number directory. For all US banks, use the Routing Number Lookup homepage. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — KSW FEDERAL CREDIT UNION Routing Numbers in ME
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, peer-to-peer transfers
- Domestic wire transfers — same-day settlement via Fedwire (may require a separate wire routing number)
- Check payments — printed at the bottom-left of every personal check
- ACH debit authorisations — recurring payments to utilities, insurance, subscriptions
