KS BANK INC. Routing Number in SMITHFIELD, NC
1 KS BANK INC. routing number found in SMITHFIELD, NC. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
KS BANK INC. Routing Number in SMITHFIELD, NC
KS BANK INC. has 1 routing number registered in SMITHFIELD, NC with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies KS BANK INC.'s SMITHFIELD processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The KS BANK INC. routing number for SMITHFIELD, NC is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the KS BANK INC. SMITHFIELD Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your KS BANK INC. account.
- Wire transfer: Confirm with KS BANK INC.'s wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your KS BANK INC. check against the number shown here to confirm accuracy.
Why KS BANK INC. May Have This Routing Number in SMITHFIELD
KS BANK INC. uses a single routing number for SMITHFIELD, NC — assigned by the ABA to identify this specific KS BANK INC. processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct KS BANK INC. office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about KS BANK INC. SMITHFIELD routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with KS BANK INC. directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About KS BANK INC. in SMITHFIELD, NC
KS BANK INC. serves customers in SMITHFIELD, NC through its local banking network. The routing number listed on this page are the ABA-registered identifier for KS BANK INC.'s SMITHFIELD operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse KS BANK INC. routing numbers in other cities in NC, visit the KS BANK INC. NC directory. For all KS BANK INC. states, see the KS BANK INC. routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — KS BANK INC. Routing Numbers in SMITHFIELD
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every KS BANK INC. personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance