HOWARD STATE BANK Routing Number in HOWARD, KS
1 HOWARD STATE BANK routing number found in HOWARD, KS. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
HOWARD STATE BANK Routing Number in HOWARD, KS
HOWARD STATE BANK has 1 routing number registered in HOWARD, KS with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies HOWARD STATE BANK's HOWARD processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The HOWARD STATE BANK routing number for HOWARD, KS is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the HOWARD STATE BANK HOWARD Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your HOWARD STATE BANK account.
- Wire transfer: Confirm with HOWARD STATE BANK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your HOWARD STATE BANK check against the number shown here to confirm accuracy.
Why HOWARD STATE BANK May Have This Routing Number in HOWARD
HOWARD STATE BANK uses a single routing number for HOWARD, KS — assigned by the ABA to identify this specific HOWARD STATE BANK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct HOWARD STATE BANK office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about HOWARD STATE BANK HOWARD routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with HOWARD STATE BANK directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About HOWARD STATE BANK in HOWARD, KS
HOWARD STATE BANK serves customers in HOWARD, KS through its local banking network. The routing number listed on this page are the ABA-registered identifier for HOWARD STATE BANK's HOWARD operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse HOWARD STATE BANK routing numbers in other cities in KS, visit the HOWARD STATE BANK KS directory. For all HOWARD STATE BANK states, see the HOWARD STATE BANK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — HOWARD STATE BANK Routing Numbers in HOWARD
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every HOWARD STATE BANK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance