HOMEBANC Routing Number 063116274 — SARASOTA, FL

About Routing Number 063116274 — HOMEBANC

Routing number 063116274 is the official 9-digit ABA routing number registered to HOMEBANC at SUITE 101, SARASOTA, FL 34240. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 063116274

The 9-digit number 063116274 is structured in three segments: 0631 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling HOMEBANC's transactions. 1627 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to HOMEBANC. 4 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 063116274

• Direct Deposit — Payroll and Government Payments: Provide routing number 063116274 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 063116274 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every HOMEBANC personal check in SARASOTA — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with HOMEBANC whether 063116274 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 063116274 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find HOMEBANC's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 063116274 Is Correct

Before using 063116274 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a HOMEBANC personal check — the routing number must match. (2) Log into HOMEBANC online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more HOMEBANC routing numbers in FL or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.