FREDONIA VALLEY BK Routing Number in FREDONIA, KY
1 FREDONIA VALLEY BK routing number found in FREDONIA, KY. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
FREDONIA VALLEY BK Routing Number in FREDONIA, KY
FREDONIA VALLEY BK has 1 routing number registered in FREDONIA, KY with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies FREDONIA VALLEY BK's FREDONIA processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The FREDONIA VALLEY BK routing number for FREDONIA, KY is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the FREDONIA VALLEY BK FREDONIA Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your FREDONIA VALLEY BK account.
- Wire transfer: Confirm with FREDONIA VALLEY BK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your FREDONIA VALLEY BK check against the number shown here to confirm accuracy.
Why FREDONIA VALLEY BK May Have This Routing Number in FREDONIA
FREDONIA VALLEY BK uses a single routing number for FREDONIA, KY — assigned by the ABA to identify this specific FREDONIA VALLEY BK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct FREDONIA VALLEY BK office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about FREDONIA VALLEY BK FREDONIA routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with FREDONIA VALLEY BK directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About FREDONIA VALLEY BK in FREDONIA, KY
FREDONIA VALLEY BK serves customers in FREDONIA, KY through its local banking network. The routing number listed on this page are the ABA-registered identifier for FREDONIA VALLEY BK's FREDONIA operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse FREDONIA VALLEY BK routing numbers in other cities in KY, visit the FREDONIA VALLEY BK KY directory. For all FREDONIA VALLEY BK states, see the FREDONIA VALLEY BK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — FREDONIA VALLEY BK Routing Numbers in FREDONIA
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every FREDONIA VALLEY BK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance