FRB CLEVELAND - EXPENSE ACCOUNTING Routing Number 041055551 — CLEVELAND, OH

About Routing Number 041055551 — FRB CLEVELAND - EXPENSE ACCOUNTING

Routing number 041055551 is the official 9-digit ABA routing number registered to FRB CLEVELAND - EXPENSE ACCOUNTING at 1455 E. 6TH STREET, CLEVELAND, OH 44111. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 041055551

The 9-digit number 041055551 is structured in three segments: 0410 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling FRB CLEVELAND - EXPENSE ACCOUNTING's transactions. 5555 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to FRB CLEVELAND - EXPENSE ACCOUNTING. 1 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 041055551

• Direct Deposit — Payroll and Government Payments: Provide routing number 041055551 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 041055551 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every FRB CLEVELAND - EXPENSE ACCOUNTING personal check in CLEVELAND — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with FRB CLEVELAND - EXPENSE ACCOUNTING whether 041055551 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 041055551 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find FRB CLEVELAND - EXPENSE ACCOUNTING's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 041055551 Is Correct

Before using 041055551 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a FRB CLEVELAND - EXPENSE ACCOUNTING personal check — the routing number must match. (2) Log into FRB CLEVELAND - EXPENSE ACCOUNTING online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more FRB CLEVELAND - EXPENSE ACCOUNTING routing numbers in OH or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.