FIRST TENNESSEE BANK NATL ASSN Routing Numbers in MEMPHIS, TN

28 FIRST TENNESSEE BANK NATL ASSN routing numbers found in MEMPHIS, TN. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 FIRST TENNESSEE BANK NATL ASSN MEMPHIS, TN Live Data
28 Routing Numbers
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

FIRST TENNESSEE BANK NATL ASSN Routing Numbers in MEMPHIS, TN

FIRST TENNESSEE BANK NATL ASSN has 28 routing numbers registered in MEMPHIS, TN with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies FIRST TENNESSEE BANK NATL ASSN's MEMPHIS processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The FIRST TENNESSEE BANK NATL ASSN routing number for MEMPHIS, TN is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the FIRST TENNESSEE BANK NATL ASSN MEMPHIS Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your FIRST TENNESSEE BANK NATL ASSN account.
  • Wire transfer: Confirm with FIRST TENNESSEE BANK NATL ASSN's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your FIRST TENNESSEE BANK NATL ASSN check against the number shown here to confirm accuracy.

Why FIRST TENNESSEE BANK NATL ASSN May Have Multiple Routing Numbers in MEMPHIS

FIRST TENNESSEE BANK NATL ASSN has 28 routing numbers in MEMPHIS because large US banks sometimes maintain multiple routing numbers within the same city — assigned to different processing offices or account types. Your specific routing number depends on which office processed your account when it was opened. Check the bottom-left of a personal check or your online banking account details to confirm which routing number belongs to your account.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about FIRST TENNESSEE BANK NATL ASSN MEMPHIS routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with FIRST TENNESSEE BANK NATL ASSN directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About FIRST TENNESSEE BANK NATL ASSN in MEMPHIS, TN

FIRST TENNESSEE BANK NATL ASSN serves customers in MEMPHIS, TN through its local banking network. The routing numbers listed on this page are the ABA-registered identifiers for FIRST TENNESSEE BANK NATL ASSN's MEMPHIS operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse FIRST TENNESSEE BANK NATL ASSN routing numbers in other cities in TN, visit the FIRST TENNESSEE BANK NATL ASSN TN directory. For all FIRST TENNESSEE BANK NATL ASSN states, see the FIRST TENNESSEE BANK NATL ASSN routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — FIRST TENNESSEE BANK NATL ASSN Routing Numbers in MEMPHIS