FIRST STATE BANK, INC Routing Number in CENTRAL CITY, KY
1 FIRST STATE BANK, INC routing number found in CENTRAL CITY, KY. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
FIRST STATE BANK, INC — CENTRAL CITY, KY — Select Routing Number
1 routing number
FIRST STATE BANK, INC Routing Number in CENTRAL CITY, KY
FIRST STATE BANK, INC has 1 routing number registered in CENTRAL CITY, KY with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies FIRST STATE BANK, INC's CENTRAL CITY processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The FIRST STATE BANK, INC routing number for CENTRAL CITY, KY is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the FIRST STATE BANK, INC CENTRAL CITY Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your FIRST STATE BANK, INC account.
- Wire transfer: Confirm with FIRST STATE BANK, INC's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your FIRST STATE BANK, INC check against the number shown here to confirm accuracy.
Why FIRST STATE BANK, INC May Have This Routing Number in CENTRAL CITY
FIRST STATE BANK, INC uses a single routing number for CENTRAL CITY, KY — assigned by the ABA to identify this specific FIRST STATE BANK, INC processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct FIRST STATE BANK, INC office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about FIRST STATE BANK, INC CENTRAL CITY routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with FIRST STATE BANK, INC directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About FIRST STATE BANK, INC in CENTRAL CITY, KY
FIRST STATE BANK, INC serves customers in CENTRAL CITY, KY through its local banking network. The routing number listed on this page are the ABA-registered identifier for FIRST STATE BANK, INC's CENTRAL CITY operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse FIRST STATE BANK, INC routing numbers in other cities in KY, visit the FIRST STATE BANK, INC KY directory. For all FIRST STATE BANK, INC states, see the FIRST STATE BANK, INC routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — FIRST STATE BANK, INC Routing Numbers in CENTRAL CITY
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every FIRST STATE BANK, INC personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance

