FIRST INDEPENDENCE BANK Routing Number in DETROIT, MI
1 FIRST INDEPENDENCE BANK routing number found in DETROIT, MI. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
FIRST INDEPENDENCE BANK — DETROIT, MI — Select Routing Number
1 routing number
FIRST INDEPENDENCE BANK Routing Number in DETROIT, MI
FIRST INDEPENDENCE BANK has 1 routing number registered in DETROIT, MI with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies FIRST INDEPENDENCE BANK's DETROIT processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The FIRST INDEPENDENCE BANK routing number for DETROIT, MI is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the FIRST INDEPENDENCE BANK DETROIT Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your FIRST INDEPENDENCE BANK account.
- Wire transfer: Confirm with FIRST INDEPENDENCE BANK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your FIRST INDEPENDENCE BANK check against the number shown here to confirm accuracy.
Why FIRST INDEPENDENCE BANK May Have This Routing Number in DETROIT
FIRST INDEPENDENCE BANK uses a single routing number for DETROIT, MI — assigned by the ABA to identify this specific FIRST INDEPENDENCE BANK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct FIRST INDEPENDENCE BANK office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about FIRST INDEPENDENCE BANK DETROIT routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with FIRST INDEPENDENCE BANK directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About FIRST INDEPENDENCE BANK in DETROIT, MI
FIRST INDEPENDENCE BANK serves customers in DETROIT, MI through its local banking network. The routing number listed on this page are the ABA-registered identifier for FIRST INDEPENDENCE BANK's DETROIT operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse FIRST INDEPENDENCE BANK routing numbers in other cities in MI, visit the FIRST INDEPENDENCE BANK MI directory. For all FIRST INDEPENDENCE BANK states, see the FIRST INDEPENDENCE BANK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — FIRST INDEPENDENCE BANK Routing Numbers in DETROIT
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every FIRST INDEPENDENCE BANK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance

