FIRST FARMERS ST BK MINIER Routing Number 071109820 — MINIER, IL

About Routing Number 071109820 — FIRST FARMERS ST BK MINIER

Routing number 071109820 is the official 9-digit ABA routing number registered to FIRST FARMERS ST BK MINIER at PO BOX 800, MINIER, IL 61759. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 071109820

The 9-digit number 071109820 is structured in three segments: 0711 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling FIRST FARMERS ST BK MINIER's transactions. 0982 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to FIRST FARMERS ST BK MINIER. 0 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 071109820

• Direct Deposit — Payroll and Government Payments: Provide routing number 071109820 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 071109820 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every FIRST FARMERS ST BK MINIER personal check in MINIER — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with FIRST FARMERS ST BK MINIER whether 071109820 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 071109820 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find FIRST FARMERS ST BK MINIER's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 071109820 Is Correct

Before using 071109820 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a FIRST FARMERS ST BK MINIER personal check — the routing number must match. (2) Log into FIRST FARMERS ST BK MINIER online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more FIRST FARMERS ST BK MINIER routing numbers in IL or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.