FERGUSON FEDERAL CREDIT UN Routing Number in MONTICELLO, MS

1 FERGUSON FEDERAL CREDIT UN routing number found in MONTICELLO, MS. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 FERGUSON FEDERAL CREDIT UN MONTICELLO, MS Live Data
1 Routing Number
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

FERGUSON FEDERAL CREDIT UN — MONTICELLO, MS — Select Routing Number

1 routing number

FERGUSON FEDERAL CREDIT UN Routing Number in MONTICELLO, MS

FERGUSON FEDERAL CREDIT UN has 1 routing number registered in MONTICELLO, MS with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies FERGUSON FEDERAL CREDIT UN's MONTICELLO processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The FERGUSON FEDERAL CREDIT UN routing number for MONTICELLO, MS is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the FERGUSON FEDERAL CREDIT UN MONTICELLO Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your FERGUSON FEDERAL CREDIT UN account.
  • Wire transfer: Confirm with FERGUSON FEDERAL CREDIT UN's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your FERGUSON FEDERAL CREDIT UN check against the number shown here to confirm accuracy.

Why FERGUSON FEDERAL CREDIT UN May Have This Routing Number in MONTICELLO

FERGUSON FEDERAL CREDIT UN uses a single routing number for MONTICELLO, MS — assigned by the ABA to identify this specific FERGUSON FEDERAL CREDIT UN processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct FERGUSON FEDERAL CREDIT UN office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about FERGUSON FEDERAL CREDIT UN MONTICELLO routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with FERGUSON FEDERAL CREDIT UN directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About FERGUSON FEDERAL CREDIT UN in MONTICELLO, MS

FERGUSON FEDERAL CREDIT UN serves customers in MONTICELLO, MS through its local banking network. The routing number listed on this page are the ABA-registered identifier for FERGUSON FEDERAL CREDIT UN's MONTICELLO operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse FERGUSON FEDERAL CREDIT UN routing numbers in other cities in MS, visit the FERGUSON FEDERAL CREDIT UN MS directory. For all FERGUSON FEDERAL CREDIT UN states, see the FERGUSON FEDERAL CREDIT UN routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — FERGUSON FEDERAL CREDIT UN Routing Numbers in MONTICELLO