CRYSTAL LAKE BANK AND TRUST Routing Number in CRYSTAL LAKE, IL

1 CRYSTAL LAKE BANK AND TRUST routing number found in CRYSTAL LAKE, IL. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 CRYSTAL LAKE BANK AND TRUST CRYSTAL LAKE, IL Live Data
1 Routing Number
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

CRYSTAL LAKE BANK AND TRUST — CRYSTAL LAKE, IL — Select Routing Number

1 routing number

CRYSTAL LAKE BANK AND TRUST Routing Number in CRYSTAL LAKE, IL

CRYSTAL LAKE BANK AND TRUST has 1 routing number registered in CRYSTAL LAKE, IL with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies CRYSTAL LAKE BANK AND TRUST's CRYSTAL LAKE processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The CRYSTAL LAKE BANK AND TRUST routing number for CRYSTAL LAKE, IL is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the CRYSTAL LAKE BANK AND TRUST CRYSTAL LAKE Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your CRYSTAL LAKE BANK AND TRUST account.
  • Wire transfer: Confirm with CRYSTAL LAKE BANK AND TRUST's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your CRYSTAL LAKE BANK AND TRUST check against the number shown here to confirm accuracy.

Why CRYSTAL LAKE BANK AND TRUST May Have This Routing Number in CRYSTAL LAKE

CRYSTAL LAKE BANK AND TRUST uses a single routing number for CRYSTAL LAKE, IL — assigned by the ABA to identify this specific CRYSTAL LAKE BANK AND TRUST processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct CRYSTAL LAKE BANK AND TRUST office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about CRYSTAL LAKE BANK AND TRUST CRYSTAL LAKE routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with CRYSTAL LAKE BANK AND TRUST directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About CRYSTAL LAKE BANK AND TRUST in CRYSTAL LAKE, IL

CRYSTAL LAKE BANK AND TRUST serves customers in CRYSTAL LAKE, IL through its local banking network. The routing number listed on this page are the ABA-registered identifier for CRYSTAL LAKE BANK AND TRUST's CRYSTAL LAKE operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse CRYSTAL LAKE BANK AND TRUST routing numbers in other cities in IL, visit the CRYSTAL LAKE BANK AND TRUST IL directory. For all CRYSTAL LAKE BANK AND TRUST states, see the CRYSTAL LAKE BANK AND TRUST routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — CRYSTAL LAKE BANK AND TRUST Routing Numbers in CRYSTAL LAKE