COMMUNITY SOUTH CU Routing Number 263277696 — CHIPLEY, FL

About Routing Number 263277696 — COMMUNITY SOUTH CU

Routing number 263277696 is the official 9-digit ABA routing number registered to COMMUNITY SOUTH CU at P.O. BOX 623, CHIPLEY, FL 32428. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 263277696

The 9-digit number 263277696 is structured in three segments: 2632 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling COMMUNITY SOUTH CU's transactions. 7769 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to COMMUNITY SOUTH CU. 6 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 263277696

• Direct Deposit — Payroll and Government Payments: Provide routing number 263277696 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 263277696 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every COMMUNITY SOUTH CU personal check in CHIPLEY — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with COMMUNITY SOUTH CU whether 263277696 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 263277696 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find COMMUNITY SOUTH CU's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 263277696 Is Correct

Before using 263277696 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a COMMUNITY SOUTH CU personal check — the routing number must match. (2) Log into COMMUNITY SOUTH CU online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more COMMUNITY SOUTH CU routing numbers in FL or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.