CLAY CITY BANKING CO Routing Number CLAY CITY, IL

Q: How many routing numbers does CLAY CITY BANKING CO have in CLAY CITY, IL?

CLAY CITY BANKING CO has 1 routing number registered in CLAY CITY, IL with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the CLAY CITY BANKING CO routing number in CLAY CITY, IL?

The CLAY CITY BANKING CO routing number in CLAY CITY, IL is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with CLAY CITY BANKING CO accounts in CLAY CITY.

Q: What is the CLAY CITY BANKING CO CLAY CITY routing number used for?

The CLAY CITY BANKING CO routing number in CLAY CITY is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every CLAY CITY BANKING CO personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the CLAY CITY BANKING CO CLAY CITY routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a CLAY CITY BANKING CO account in CLAY CITY, always confirm the wire routing number directly with CLAY CITY BANKING CO's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the CLAY CITY BANKING CO routing number for CLAY CITY?

You can verify your CLAY CITY BANKING CO CLAY CITY routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any CLAY CITY BANKING CO personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into CLAY CITY BANKING CO online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the CLAY CITY BANKING CO CLAY CITY routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a CLAY CITY BANKING CO account in CLAY CITY, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for CLAY CITY BANKING CO international transfers.

Q: What format is the CLAY CITY BANKING CO CLAY CITY routing number?

All CLAY CITY BANKING CO routing numbers in CLAY CITY follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for CLAY CITY BANKING CO; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the CLAY CITY BANKING CO routing number on a check for CLAY CITY accounts?

The CLAY CITY BANKING CO routing number for CLAY CITY accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

CLAY CITY BANKING CO Routing Number in CLAY CITY, IL

1 CLAY CITY BANKING CO routing number found in CLAY CITY, IL. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 CLAY CITY BANKING CO CLAY CITY, IL Live Data

CLAY CITY BANKING CO Routing Number in CLAY CITY, IL

CLAY CITY BANKING CO has 1 routing number registered in CLAY CITY, IL with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies CLAY CITY BANKING CO's CLAY CITY processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The CLAY CITY BANKING CO routing number for CLAY CITY, IL is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the CLAY CITY BANKING CO CLAY CITY Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your CLAY CITY BANKING CO account.
Wire transfer: Confirm with CLAY CITY BANKING CO's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your CLAY CITY BANKING CO check against the number shown here to confirm accuracy.

Why CLAY CITY BANKING CO May Have This Routing Number in CLAY CITY

CLAY CITY BANKING CO uses a single routing number for CLAY CITY, IL — assigned by the ABA to identify this specific CLAY CITY BANKING CO processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct CLAY CITY BANKING CO office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about CLAY CITY BANKING CO CLAY CITY routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with CLAY CITY BANKING CO directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About CLAY CITY BANKING CO in CLAY CITY, IL

CLAY CITY BANKING CO serves customers in CLAY CITY, IL through its local banking network. The routing number listed on this page are the ABA-registered identifier for CLAY CITY BANKING CO's CLAY CITY operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse CLAY CITY BANKING CO routing numbers in other cities in IL, visit the CLAY CITY BANKING CO IL directory. For all CLAY CITY BANKING CO states, see the CLAY CITY BANKING CO routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — CLAY CITY BANKING CO Routing Numbers in CLAY CITY

How many routing numbers does CLAY CITY BANKING CO have in CLAY CITY, IL?

What is the CLAY CITY BANKING CO routing number in CLAY CITY, IL?

What is the CLAY CITY BANKING CO CLAY CITY routing number used for?

Is the CLAY CITY BANKING CO CLAY CITY routing number the same for ACH and wire transfers?

How do I verify the CLAY CITY BANKING CO routing number for CLAY CITY?

Can I use the CLAY CITY BANKING CO CLAY CITY routing number for international transfers?

What format is the CLAY CITY BANKING CO CLAY CITY routing number?

Where is the CLAY CITY BANKING CO routing number on a check for CLAY CITY accounts?