CITIZENS & FARMERS BANK Routing Number in TOANO, VA

1 CITIZENS & FARMERS BANK routing number found in TOANO, VA. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 CITIZENS & FARMERS BANK TOANO, VA Live Data
1 Routing Number
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

CITIZENS & FARMERS BANK — TOANO, VA — Select Routing Number

1 routing number

CITIZENS & FARMERS BANK Routing Number in TOANO, VA

CITIZENS & FARMERS BANK has 1 routing number registered in TOANO, VA with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies CITIZENS & FARMERS BANK's TOANO processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The CITIZENS & FARMERS BANK routing number for TOANO, VA is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the CITIZENS & FARMERS BANK TOANO Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your CITIZENS & FARMERS BANK account.
  • Wire transfer: Confirm with CITIZENS & FARMERS BANK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your CITIZENS & FARMERS BANK check against the number shown here to confirm accuracy.

Why CITIZENS & FARMERS BANK May Have This Routing Number in TOANO

CITIZENS & FARMERS BANK uses a single routing number for TOANO, VA — assigned by the ABA to identify this specific CITIZENS & FARMERS BANK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct CITIZENS & FARMERS BANK office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about CITIZENS & FARMERS BANK TOANO routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with CITIZENS & FARMERS BANK directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About CITIZENS & FARMERS BANK in TOANO, VA

CITIZENS & FARMERS BANK serves customers in TOANO, VA through its local banking network. The routing number listed on this page are the ABA-registered identifier for CITIZENS & FARMERS BANK's TOANO operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse CITIZENS & FARMERS BANK routing numbers in other cities in VA, visit the CITIZENS & FARMERS BANK VA directory. For all CITIZENS & FARMERS BANK states, see the CITIZENS & FARMERS BANK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — CITIZENS & FARMERS BANK Routing Numbers in TOANO