CHARTER BANK Routing Number OCEAN SPRINGS, MS

Q: How many routing numbers does CHARTER BANK have in OCEAN SPRINGS, MS?

CHARTER BANK has 1 routing number registered in OCEAN SPRINGS, MS with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the CHARTER BANK routing number in OCEAN SPRINGS, MS?

The CHARTER BANK routing number in OCEAN SPRINGS, MS is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with CHARTER BANK accounts in OCEAN SPRINGS.

Q: What is the CHARTER BANK OCEAN SPRINGS routing number used for?

The CHARTER BANK routing number in OCEAN SPRINGS is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every CHARTER BANK personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the CHARTER BANK OCEAN SPRINGS routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a CHARTER BANK account in OCEAN SPRINGS, always confirm the wire routing number directly with CHARTER BANK's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the CHARTER BANK routing number for OCEAN SPRINGS?

You can verify your CHARTER BANK OCEAN SPRINGS routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any CHARTER BANK personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into CHARTER BANK online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the CHARTER BANK OCEAN SPRINGS routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a CHARTER BANK account in OCEAN SPRINGS, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for CHARTER BANK international transfers.

Q: What format is the CHARTER BANK OCEAN SPRINGS routing number?

All CHARTER BANK routing numbers in OCEAN SPRINGS follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for CHARTER BANK; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the CHARTER BANK routing number on a check for OCEAN SPRINGS accounts?

The CHARTER BANK routing number for OCEAN SPRINGS accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

CHARTER BANK Routing Number in OCEAN SPRINGS, MS

1 CHARTER BANK routing number found in OCEAN SPRINGS, MS. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 CHARTER BANK OCEAN SPRINGS, MS Live Data

CHARTER BANK Routing Number in OCEAN SPRINGS, MS

CHARTER BANK has 1 routing number registered in OCEAN SPRINGS, MS with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies CHARTER BANK's OCEAN SPRINGS processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The CHARTER BANK routing number for OCEAN SPRINGS, MS is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the CHARTER BANK OCEAN SPRINGS Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your CHARTER BANK account.
Wire transfer: Confirm with CHARTER BANK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your CHARTER BANK check against the number shown here to confirm accuracy.

Why CHARTER BANK May Have This Routing Number in OCEAN SPRINGS

CHARTER BANK uses a single routing number for OCEAN SPRINGS, MS — assigned by the ABA to identify this specific CHARTER BANK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct CHARTER BANK office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about CHARTER BANK OCEAN SPRINGS routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with CHARTER BANK directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About CHARTER BANK in OCEAN SPRINGS, MS

CHARTER BANK serves customers in OCEAN SPRINGS, MS through its local banking network. The routing number listed on this page are the ABA-registered identifier for CHARTER BANK's OCEAN SPRINGS operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse CHARTER BANK routing numbers in other cities in MS, visit the CHARTER BANK MS directory. For all CHARTER BANK states, see the CHARTER BANK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — CHARTER BANK Routing Numbers in OCEAN SPRINGS

How many routing numbers does CHARTER BANK have in OCEAN SPRINGS, MS?

What is the CHARTER BANK routing number in OCEAN SPRINGS, MS?

What is the CHARTER BANK OCEAN SPRINGS routing number used for?

Is the CHARTER BANK OCEAN SPRINGS routing number the same for ACH and wire transfers?

How do I verify the CHARTER BANK routing number for OCEAN SPRINGS?

Can I use the CHARTER BANK OCEAN SPRINGS routing number for international transfers?

What format is the CHARTER BANK OCEAN SPRINGS routing number?

Where is the CHARTER BANK routing number on a check for OCEAN SPRINGS accounts?