BLUE RIDGE BANK Routing Number 053207669 — WALHALLA, SC

About Routing Number 053207669 — BLUE RIDGE BANK

Routing number 053207669 is the official 9-digit ABA routing number registered to BLUE RIDGE BANK at 100 EAST MAIN STREET, WALHALLA, SC 29691. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.

How to Read Routing Number 053207669

The 9-digit number 053207669 is structured in three segments: 0532 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling BLUE RIDGE BANK's transactions. 0766 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to BLUE RIDGE BANK. 9 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.

ACH, Direct Deposit, and Wire — When to Use 053207669

• Direct Deposit — Payroll and Government Payments: Provide routing number 053207669 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
• ACH Transfers — Bill Payments and Bank Transfers: Enter 053207669 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
• Check Payments: This routing number is printed at the bottom-left of every BLUE RIDGE BANK personal check in WALHALLA — the first 9-digit sequence in the MICR line.
• Domestic Wire Transfers via Fedwire: Confirm with BLUE RIDGE BANK whether 053207669 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.

What 053207669 Cannot Be Used For

• International wire transfers — require a SWIFT/BIC code. Find BLUE RIDGE BANK's SWIFT code at the SWIFT Code Lookup.
• Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
• Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.

How to Verify Routing Number 053207669 Is Correct

Before using 053207669 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a BLUE RIDGE BANK personal check — the routing number must match. (2) Log into BLUE RIDGE BANK online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.

Browse more BLUE RIDGE BANK routing numbers in SC or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.