BANK OF WINONA Routing Number in WINONA, MS
1 BANK OF WINONA routing number found in WINONA, MS. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.
BANK OF WINONA — WINONA, MS — Select Routing Number
1 routing number
BANK OF WINONA Routing Number in WINONA, MS
BANK OF WINONA has 1 routing number registered in WINONA, MS with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies BANK OF WINONA's WINONA processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.
The BANK OF WINONA routing number for WINONA, MS is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.
What to Do After Finding the BANK OF WINONA WINONA Routing Number
- Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
- ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your BANK OF WINONA account.
- Wire transfer: Confirm with BANK OF WINONA's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
- Check verification: Cross-check the routing number printed at the bottom-left of your BANK OF WINONA check against the number shown here to confirm accuracy.
Why BANK OF WINONA May Have This Routing Number in WINONA
BANK OF WINONA uses a single routing number for WINONA, MS — assigned by the ABA to identify this specific BANK OF WINONA processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct BANK OF WINONA office for settlement.
ACH vs Wire Transfer — Which Routing Number to Use
This is one of the most common questions about BANK OF WINONA WINONA routing numbers:
| Transfer Type | Routing Number | Settlement |
|---|---|---|
| Direct Deposit / ACH | ABA routing number (this page) | 1–2 business days (same day for Same Day ACH) |
| Domestic Wire Transfer | Confirm with BANK OF WINONA directly — may differ | Same business day (real-time via Fedwire) |
| International Wire | SWIFT/BIC code required — find it here | 1–5 business days |
About BANK OF WINONA in WINONA, MS
BANK OF WINONA serves customers in WINONA, MS through its local banking network. The routing number listed on this page are the ABA-registered identifier for BANK OF WINONA's WINONA operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.
To browse BANK OF WINONA routing numbers in other cities in MS, visit the BANK OF WINONA MS directory. For all BANK OF WINONA states, see the BANK OF WINONA routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — BANK OF WINONA Routing Numbers in WINONA
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits
- ACH transfers — online bill payments, electronic debits, bank transfers
- Domestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)
- Check payments — printed at the bottom-left of every BANK OF WINONA personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, insurance
