ARMCO CREDIT UNION Routing Number 243381421 — BUTLER, PA
The ABA routing number 243381421 belongs to ARMCO CREDIT UNION in BUTLER, PA. Use for ACH transfers, direct deposits, and check payments.
ARMCO CREDIT UNION
BUTLER, PA 16001
ABA Routing Number
243381421
Routing Number Breakdown
About Routing Number 243381421 — ARMCO CREDIT UNION
Routing number 243381421 is the official 9-digit ABA routing number registered to ARMCO CREDIT UNION at 101 HOLLYWOOD DRIVE, BUTLER, PA 16001. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 243381421
The 9-digit number 243381421 is structured in three segments: 2433 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling ARMCO CREDIT UNION's transactions. 8142 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to ARMCO CREDIT UNION. 1 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 243381421
- Direct Deposit — Payroll and Government Payments: Provide routing number 243381421 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 243381421 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every ARMCO CREDIT UNION personal check in BUTLER — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with ARMCO CREDIT UNION whether 243381421 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 243381421 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find ARMCO CREDIT UNION's SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 243381421 Is Correct
Before using 243381421 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a ARMCO CREDIT UNION personal check — the routing number must match. (2) Log into ARMCO CREDIT UNION online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more ARMCO CREDIT UNION routing numbers in PA or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 243381421
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a ARMCO CREDIT UNION account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every ARMCO CREDIT UNION personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
