APPLACHIAN FEDERAL CREDIT UNION Routing Number in GRAY, TN

1 APPLACHIAN FEDERAL CREDIT UNION routing number found in GRAY, TN. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 APPLACHIAN FEDERAL CREDIT UNION GRAY, TN Live Data
1 Routing Number
ABA Verified Data
ACH · Wire Payment Systems
9-digit ABA Format

APPLACHIAN FEDERAL CREDIT UNION — GRAY, TN — Select Routing Number

1 routing number

APPLACHIAN FEDERAL CREDIT UNION Routing Number in GRAY, TN

APPLACHIAN FEDERAL CREDIT UNION has 1 routing number registered in GRAY, TN with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies APPLACHIAN FEDERAL CREDIT UNION's GRAY processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The APPLACHIAN FEDERAL CREDIT UNION routing number for GRAY, TN is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the APPLACHIAN FEDERAL CREDIT UNION GRAY Routing Number

  • Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
  • ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your APPLACHIAN FEDERAL CREDIT UNION account.
  • Wire transfer: Confirm with APPLACHIAN FEDERAL CREDIT UNION's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
  • Check verification: Cross-check the routing number printed at the bottom-left of your APPLACHIAN FEDERAL CREDIT UNION check against the number shown here to confirm accuracy.

Why APPLACHIAN FEDERAL CREDIT UNION May Have This Routing Number in GRAY

APPLACHIAN FEDERAL CREDIT UNION uses a single routing number for GRAY, TN — assigned by the ABA to identify this specific APPLACHIAN FEDERAL CREDIT UNION processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct APPLACHIAN FEDERAL CREDIT UNION office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about APPLACHIAN FEDERAL CREDIT UNION GRAY routing numbers:

Transfer Type Routing Number Settlement
Direct Deposit / ACH ABA routing number (this page) 1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer Confirm with APPLACHIAN FEDERAL CREDIT UNION directly — may differ Same business day (real-time via Fedwire)
International Wire SWIFT/BIC code required — find it here 1–5 business days

About APPLACHIAN FEDERAL CREDIT UNION in GRAY, TN

APPLACHIAN FEDERAL CREDIT UNION serves customers in GRAY, TN through its local banking network. The routing number listed on this page are the ABA-registered identifier for APPLACHIAN FEDERAL CREDIT UNION's GRAY operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse APPLACHIAN FEDERAL CREDIT UNION routing numbers in other cities in TN, visit the APPLACHIAN FEDERAL CREDIT UNION TN directory. For all APPLACHIAN FEDERAL CREDIT UNION states, see the APPLACHIAN FEDERAL CREDIT UNION routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — APPLACHIAN FEDERAL CREDIT UNION Routing Numbers in GRAY