ALMA BANK Routing Number 026014384 — ASTORIA, NY
The ABA routing number 026014384 belongs to ALMA BANK in ASTORIA, NY. Use for ACH transfers, direct deposits, and check payments.
ALMA BANK
ASTORIA, NY 11102
ABA Routing Number
026014384
Routing Number Breakdown
About Routing Number 026014384 — ALMA BANK
Routing number 026014384 is the official 9-digit ABA routing number registered to ALMA BANK at 28-31 31ST, ASTORIA, NY 11102. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 026014384
The 9-digit number 026014384 is structured in three segments: 0260 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling ALMA BANK's transactions. 1438 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to ALMA BANK. 4 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 026014384
- Direct Deposit — Payroll and Government Payments: Provide routing number 026014384 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 026014384 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every ALMA BANK personal check in ASTORIA — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with ALMA BANK whether 026014384 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 026014384 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find ALMA BANK's SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 026014384 Is Correct
Before using 026014384 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a ALMA BANK personal check — the routing number must match. (2) Log into ALMA BANK online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more ALMA BANK routing numbers in NY or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 026014384
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a ALMA BANK account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every ALMA BANK personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
