A J SMITH FED SAVINGS BK Routing Number MIDLOTHIAN, IL

Q: How many routing numbers does A J SMITH FED SAVINGS BK have in MIDLOTHIAN, IL?

A J SMITH FED SAVINGS BK has 1 routing number registered in MIDLOTHIAN, IL with the American Bankers Association (ABA). Click any routing number above to view its complete details including bank name, address, ZIP code, and phone number.

Q: What is the A J SMITH FED SAVINGS BK routing number in MIDLOTHIAN, IL?

The A J SMITH FED SAVINGS BK routing number in MIDLOTHIAN, IL is shown above. Click it to view the full details page with a one-click Copy button. This 9-digit ABA routing number is used for ACH transfers, direct deposits, and check payments associated with A J SMITH FED SAVINGS BK accounts in MIDLOTHIAN.

Q: What is the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number used for?

The A J SMITH FED SAVINGS BK routing number in MIDLOTHIAN is required for: Direct deposit — payroll, IRS tax refunds, Social Security, VA benefitsACH transfers — online bill payments, electronic debits, bank transfersDomestic wire transfers — same-day settlement via Fedwire (may use a separate wire routing number)Check payments — printed at the bottom-left of every A J SMITH FED SAVINGS BK personal checkACH debit authorisations — recurring payments to utilities, subscriptions, insurance

Q: Is the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number the same for ACH and wire transfers?

Not necessarily. Many large banks maintain a separate routing number for domestic wire transfers from the one used for ACH payments and direct deposits. If you need to send or receive a wire transfer to a A J SMITH FED SAVINGS BK account in MIDLOTHIAN, always confirm the wire routing number directly with A J SMITH FED SAVINGS BK's wire department. The routing number shown on BankZop is the ABA routing number on record — verify wire-specific numbers with the bank before initiating high-value wire transactions.

Q: How do I verify the A J SMITH FED SAVINGS BK routing number for MIDLOTHIAN?

You can verify your A J SMITH FED SAVINGS BK MIDLOTHIAN routing number three ways: (1) Use BankZop — the result page shows the routing number with full bank address and phone. (2) Check the bottom-left of any A J SMITH FED SAVINGS BK personal check — the routing number is always the first 9-digit sequence in the MICR line. (3) Log into A J SMITH FED SAVINGS BK online banking and navigate to Account Details. All data on BankZop is sourced from the ABA routing registry.

Q: Can I use the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number for international transfers?

No. ABA routing numbers only work within the US domestic payment system (ACH, Fedwire). For international wire transfers to or from a A J SMITH FED SAVINGS BK account in MIDLOTHIAN, you need the bank's SWIFT/BIC code instead. Visit BankZop's SWIFT Code Lookup to find the correct SWIFT code for A J SMITH FED SAVINGS BK international transfers.

Q: What format is the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number?

All A J SMITH FED SAVINGS BK routing numbers in MIDLOTHIAN follow the standard 9-digit ABA routing number format: digits 1–2 identify the Federal Reserve district; digits 3–4 identify the Federal Reserve office; digits 5–8 are the ABA institution identifier for A J SMITH FED SAVINGS BK; digit 9 is a mathematically calculated check digit. A routing number is always exactly 9 numeric digits — any other format is invalid.

Q: Where is the A J SMITH FED SAVINGS BK routing number on a check for MIDLOTHIAN accounts?

The A J SMITH FED SAVINGS BK routing number for MIDLOTHIAN accounts is printed at the bottom-left of every personal check in the MICR line. It is always the first 9-digit sequence, surrounded by transit symbols. The account number follows in the centre (varies in length), and the check number is on the right. Do not confuse the routing number (9 digits, leftmost) with the account number.

A J SMITH FED SAVINGS BK Routing Number in MIDLOTHIAN, IL

1 A J SMITH FED SAVINGS BK routing number found in MIDLOTHIAN, IL. Click any routing number to view full details — for ACH transfers, direct deposits, and wire payments.

Updated Jun 2026 A J SMITH FED SAVINGS BK MIDLOTHIAN, IL Live Data

A J SMITH FED SAVINGS BK Routing Number in MIDLOTHIAN, IL

A J SMITH FED SAVINGS BK has 1 routing number registered in MIDLOTHIAN, IL with the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Each 9-digit routing number uniquely identifies A J SMITH FED SAVINGS BK's MIDLOTHIAN processing location within the US payment network. BankZop sources all routing data directly from official ABA records — click any routing number above to view its full details and copy it instantly.

The A J SMITH FED SAVINGS BK routing number for MIDLOTHIAN, IL is used for setting up direct deposits, authorising ACH payments, initiating domestic wire transfers, and check processing. Always use the specific routing number assigned to the location where your account was opened.

What to Do After Finding the A J SMITH FED SAVINGS BK MIDLOTHIAN Routing Number

Direct deposit: Provide the 9-digit routing number along with your account number to your employer's payroll system, the IRS (for tax refunds), or any government benefit agency.
ACH bill payment: Enter the routing number when setting up electronic payments to utilities, insurance providers, or subscription services that debit your A J SMITH FED SAVINGS BK account.
Wire transfer: Confirm with A J SMITH FED SAVINGS BK's wire department whether this ABA routing number applies to wire transfers — many banks use a different wire routing number.
Check verification: Cross-check the routing number printed at the bottom-left of your A J SMITH FED SAVINGS BK check against the number shown here to confirm accuracy.

Why A J SMITH FED SAVINGS BK May Have This Routing Number in MIDLOTHIAN

A J SMITH FED SAVINGS BK uses a single routing number for MIDLOTHIAN, IL — assigned by the ABA to identify this specific A J SMITH FED SAVINGS BK processing location within the Federal Reserve's payment system. This 9-digit code is what routes ACH debits, credits, and wire transfers to the correct A J SMITH FED SAVINGS BK office for settlement.

ACH vs Wire Transfer — Which Routing Number to Use

This is one of the most common questions about A J SMITH FED SAVINGS BK MIDLOTHIAN routing numbers:

Transfer Type	Routing Number	Settlement
Direct Deposit / ACH	ABA routing number (this page)	1–2 business days (same day for Same Day ACH)
Domestic Wire Transfer	Confirm with A J SMITH FED SAVINGS BK directly — may differ	Same business day (real-time via Fedwire)
International Wire	SWIFT/BIC code required — find it here	1–5 business days

About A J SMITH FED SAVINGS BK in MIDLOTHIAN, IL

A J SMITH FED SAVINGS BK serves customers in MIDLOTHIAN, IL through its local banking network. The routing number listed on this page are the ABA-registered identifier for A J SMITH FED SAVINGS BK's MIDLOTHIAN operations — used by the Federal Reserve's payment infrastructure to route ACH and wire transactions to the correct financial institution.

To browse A J SMITH FED SAVINGS BK routing numbers in other cities in IL, visit the A J SMITH FED SAVINGS BK IL directory. For all A J SMITH FED SAVINGS BK states, see the A J SMITH FED SAVINGS BK routing number directory. For international transfers, use the SWIFT Code Lookup. For Indian bank transfers, use the IFSC Code Lookup.

Frequently Asked Questions — A J SMITH FED SAVINGS BK Routing Numbers in MIDLOTHIAN

How many routing numbers does A J SMITH FED SAVINGS BK have in MIDLOTHIAN, IL?

What is the A J SMITH FED SAVINGS BK routing number in MIDLOTHIAN, IL?

What is the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number used for?

Is the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number the same for ACH and wire transfers?

How do I verify the A J SMITH FED SAVINGS BK routing number for MIDLOTHIAN?

Can I use the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number for international transfers?

What format is the A J SMITH FED SAVINGS BK MIDLOTHIAN routing number?

Where is the A J SMITH FED SAVINGS BK routing number on a check for MIDLOTHIAN accounts?