1ST ST BANK PORTER Routing Number 071211734 — PORTER, IN
The ABA routing number 071211734 belongs to 1ST ST BANK PORTER in PORTER, IN. Use for ACH transfers, direct deposits, and check payments.
1ST ST BANK PORTER
PORTER, IN 46304
ABA Routing Number
071211734
Routing Number Breakdown
About Routing Number 071211734 — 1ST ST BANK PORTER
Routing number 071211734 is the official 9-digit ABA routing number registered to 1ST ST BANK PORTER at 230 LINCOLN ST, PORTER, IN 46304. It is registered with the American Bankers Association and the Federal Reserve E-Payments Routing Directory. This number is used exclusively within the US domestic payment system — for ACH transfers, direct deposits, check processing, and domestic wire transfers routed through Fedwire. It cannot be used for international transfers, which require a SWIFT/BIC code.
How to Read Routing Number 071211734
The 9-digit number 071211734 is structured in three segments: 0712 is the Federal Reserve routing symbol — the first two digits identify the Federal Reserve district and the next two identify the specific Federal Reserve processing office handling 1ST ST BANK PORTER's transactions. 1173 is the ABA institution identifier — four digits assigned by the American Bankers Association uniquely to 1ST ST BANK PORTER. 4 is the check digit — a single digit calculated from the first eight digits using a weighted sum formula (3-7-1 multipliers). Payment processing systems run this calculation in real time to catch routing number entry errors before any funds move.
ACH, Direct Deposit, and Wire — When to Use 071211734
- Direct Deposit — Payroll and Government Payments: Provide routing number 071211734 and your account number to set up payroll direct deposit, IRS tax refunds, Social Security, VA benefits, or any recurring government payment.
- ACH Transfers — Bill Payments and Bank Transfers: Enter 071211734 when authorising electronic debits or credits — utility bills, insurance premiums, subscription services, or bank-to-bank transfers via NACHA's ACH network.
- Check Payments: This routing number is printed at the bottom-left of every 1ST ST BANK PORTER personal check in PORTER — the first 9-digit sequence in the MICR line.
- Domestic Wire Transfers via Fedwire: Confirm with 1ST ST BANK PORTER whether 071211734 applies to wires — many banks use a separate wire routing number. Fedwire settles same-day in real time.
What 071211734 Cannot Be Used For
- International wire transfers — require a SWIFT/BIC code. Find 1ST ST BANK PORTER's SWIFT code at the SWIFT Code Lookup.
- Indian bank transfers (NEFT, RTGS, IMPS, UPI) — require an IFSC code. Use the IFSC Code Lookup.
- Cheque clearing in India — requires a MICR code. Use the MICR Code Lookup.
How to Verify Routing Number 071211734 Is Correct
Before using 071211734 for a large ACH or wire transfer, verify it three ways: (1) Check the bottom-left of a 1ST ST BANK PORTER personal check — the routing number must match. (2) Log into 1ST ST BANK PORTER online banking under Account Details. (3) Cross-check against the Federal Reserve routing directory. BankZop sources all routing data from official ABA and Federal Reserve records as of Jun 2026.
Browse more 1ST ST BANK PORTER routing numbers in IN or across all states. For all US banks, visit the Routing Number Lookup. For international transfers, use the SWIFT Code Lookup. For loan EMI planning, try the EMI Calculator.
Data sourced from the American Bankers Association (ABA) and the Federal Reserve E-Payments Routing Directory. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Routing Number 071211734
- Direct deposit — payroll, IRS tax refunds, Social Security, VA benefits to a 1ST ST BANK PORTER account
- ACH transfers — online bill payments, electronic debits, bank-to-bank transfers
- Check payments — this routing number is printed at the bottom-left of every 1ST ST BANK PORTER personal check
- ACH debit authorisations — recurring payments to utilities, subscriptions, and insurance providers
