PIN Code 845431 — EAST CHAMPARAN, Bihar
PIN code 845431 serves 8 post offices in EAST CHAMPARAN district, Bihar. Delivery status: Delivery.
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Raghunathpur Bazar SO
PIN Code: 845431
8 post offices share PIN code 845431:
- Raghunathpur Bazar SO S.O · Delivery
- Gamharia BO B.O · Delivery
- Jhitkahia BO B.O · Delivery
- Kukurjari BO B.O · Delivery
- Madhopur Karamwa BO B.O · Delivery
- Mansingha BO B.O · Delivery
- Pajiarwa BO B.O · Delivery
- Phulwar BO B.O · Delivery
About PIN Code 845431 — EAST CHAMPARAN, Bihar
PIN code 845431 is an official postal code assigned by India Post to 8 post offices in EAST CHAMPARAN district, Bihar. The primary delivery office under this PIN is Raghunathpur Bazar SO (Sub Post Office). Delivery status is marked as Delivery, which means postmen from this office deliver mail and parcels directly to doorsteps in this area. Administratively, this area falls under Ramgarhwa taluk. The sorting and administrative jurisdiction lies with East Champaran Division.
How to Use PIN Code 845431 in Banking and Transactions
PIN code 845431 is required across a wide range of banking and official processes in EAST CHAMPARAN, Bihar. Whether you are opening a bank account, applying for a loan, completing KYC, or filling out an e-commerce delivery form — this 6-digit code is your address's official postal identifier.
- Bank account KYC: Your PIN code is mandatory for address verification when opening savings, current, or NRI accounts at any bank in EAST CHAMPARAN.
- NEFT / RTGS / IMPS transfers: While the transaction itself uses an IFSC code, the beneficiary's address — including PIN code — is stored in bank records for compliance.
- Cheque book and MICR: The MICR code printed on your cheque book is linked to the bank branch in your PIN code area. Look it up if you need it for ECS mandates or SIP setups.
- Aadhaar, PAN, Passport: All government identity documents require a valid PIN code for the address field. 845431 is the correct code for addresses served by Raghunathpur Bazar SO.
- E-commerce deliveries: Courier companies like Blue Dart, DTDC, Delhivery, and Ekart check PIN code serviceability before accepting orders. If a seller says "delivery not available," it often means they haven't enabled your specific PIN.
- Loan applications: Personal loan, home loan, and credit card applications ask for your PIN code to verify your residential address and assess local credit bureau data.
Banks and Financial Services Near PIN Code 845431
To find the IFSC code of any bank branch serving EAST CHAMPARAN, use our IFSC Code Lookup. Simply select your bank, then Bihar as the state, and EAST CHAMPARAN as the district to get a list of all branches in your area. For fixed deposits, recurring deposits, and savings calculations, our EMI Calculator can help you plan loan repayments before applying. If you're sending money abroad from EAST CHAMPARAN, you'll need a SWIFT code — which identifies the international correspondent bank for your branch.
More PIN Codes in EAST CHAMPARAN and Bihar
PIN code 845431 is one of many postal codes in EAST CHAMPARAN district. To explore all post offices and their PIN codes across the district, visit the EAST CHAMPARAN PIN Code directory. For the full list of districts and their postal zones in Bihar, see the Bihar PIN Code page. You can also search any other PIN code using the tool above.
Data sourced from India Post. Last reviewed Jun 2026 by BankZop Editorial Team.

