PIN Code 497116 — SURGUJA, Chhattisgarh

About PIN Code 497116 — SURGUJA, Chhattisgarh

PIN code 497116 is an official postal code assigned by India Post to 6 post offices in SURGUJA district, Chhattisgarh. The primary delivery office under this PIN is Lakhanpur SO Surguja (Sub Post Office). Delivery status is marked as Delivery, which means postmen from this office deliver mail and parcels directly to doorsteps in this area. Administratively, this area falls under Lakhanpur taluk. The sorting and administrative jurisdiction lies with Raigarh Division.

How to Use PIN Code 497116 in Banking and Transactions

PIN code 497116 is required across a wide range of banking and official processes in SURGUJA, Chhattisgarh. Whether you are opening a bank account, applying for a loan, completing KYC, or filling out an e-commerce delivery form — this 6-digit code is your address's official postal identifier.

• Bank account KYC: Your PIN code is mandatory for address verification when opening savings, current, or NRI accounts at any bank in SURGUJA.
• NEFT / RTGS / IMPS transfers: While the transaction itself uses an IFSC code, the beneficiary's address — including PIN code — is stored in bank records for compliance.
• Cheque book and MICR: The MICR code printed on your cheque book is linked to the bank branch in your PIN code area. Look it up if you need it for ECS mandates or SIP setups.
• Aadhaar, PAN, Passport: All government identity documents require a valid PIN code for the address field. 497116 is the correct code for addresses served by Lakhanpur SO Surguja.
• E-commerce deliveries: Courier companies like Blue Dart, DTDC, Delhivery, and Ekart check PIN code serviceability before accepting orders. If a seller says "delivery not available," it often means they haven't enabled your specific PIN.
• Loan applications: Personal loan, home loan, and credit card applications ask for your PIN code to verify your residential address and assess local credit bureau data.

Banks and Financial Services Near PIN Code 497116

To find the IFSC code of any bank branch serving SURGUJA, use our IFSC Code Lookup. Simply select your bank, then Chhattisgarh as the state, and SURGUJA as the district to get a list of all branches in your area. For fixed deposits, recurring deposits, and savings calculations, our EMI Calculator can help you plan loan repayments before applying. If you're sending money abroad from SURGUJA, you'll need a SWIFT code — which identifies the international correspondent bank for your branch.

More PIN Codes in SURGUJA and Chhattisgarh

PIN code 497116 is one of many postal codes in SURGUJA district. To explore all post offices and their PIN codes across the district, visit the SURGUJA PIN Code directory. For the full list of districts and their postal zones in Chhattisgarh, see the Chhattisgarh PIN Code page. You can also search any other PIN code using the tool above.