Urban Co-operative Bank Perinthalmanna MICR Codes in Malappuram, Kerala

Urban Co-operative Bank Perinthalmanna MICR Codes in Malappuram, Kerala

Urban Co-operative Bank Perinthalmanna has 26 branches in Malappuram, Kerala, with 26 branches registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code — the magnetic ink identifier printed at the bottom of every cheque issued by that branch. BankZop's Urban Co-operative Bank Perinthalmanna Malappuram directory is sourced directly from official RBI CTS data, making it the most reliable reference for branch MICR codes in Malappuram.

Click any branch from the list above to view its complete details — MICR code, IFSC code, BSR code, address, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Urban Co-operative Bank Perinthalmanna MICR Code in Malappuram

You are one click away from the MICR code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Urban Co-operative Bank Perinthalmanna account is held. Make sure it is the exact branch — not just any Urban Co-operative Bank Perinthalmanna branch in Malappuram.
• Step 3 — Copy the MICR code: The result page shows the 9-digit MICR code with a large Copy button. It also shows the IFSC code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check your Urban Co-operative Bank Perinthalmanna passbook first page, internet banking account summary, or the cheque book issued by your branch. The MICR code on your cheque will match the one on BankZop for the same branch.

What is the MICR Code for Urban Co-operative Bank Perinthalmanna in Malappuram?

Every Urban Co-operative Bank Perinthalmanna branch in Malappuram has a 9-digit MICR code structured as follows:

• Digits 1–3 (City Code): All Urban Co-operative Bank Perinthalmanna branches in Malappuram share the same first 3 digits — the CTS city code assigned by the RBI for the Malappuram clearing zone.
• Digits 4–6 (Bank Code): These 3 digits identify Urban Co-operative Bank Perinthalmanna within the Malappuram clearing zone. All Urban Co-operative Bank Perinthalmanna branches in Malappuram share this segment.
• Digits 7–9 (Branch Code): The final 3 digits are unique to each branch. This is what differentiates the 26 Urban Co-operative Bank Perinthalmanna branches in Malappuram from each other.

This means that even if two Urban Co-operative Bank Perinthalmanna branches are on the same street in Malappuram, they have different MICR codes. Always use the code for the specific branch where your account is held — not just any Urban Co-operative Bank Perinthalmanna Malappuram branch.

When You Need the Urban Co-operative Bank Perinthalmanna Malappuram MICR Code

SIP Registrations and Mutual Fund Mandates

When registering a Systematic Investment Plan (SIP), the NACH mandate form asks for your bank branch's MICR code. If your account is at a Urban Co-operative Bank Perinthalmanna branch in Malappuram, find your branch's MICR code above and enter it on the mandate form. The NPCI's NACH platform uses this code to debit your account each month for the SIP instalment. Using an incorrect MICR code causes mandate rejection and delays your SIP setup.

ECS Mandates for Bills and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity, broadband, gas, and insurance premiums require your Urban Co-operative Bank Perinthalmanna branch MICR code in Malappuram. The ECS mandate form has a specific field for the 9-digit MICR code — not the IFSC. The clearing system uses this to identify your branch and process the recurring debit on the scheduled date.

Loan EMI Collection

Banks and NBFCs serving Malappuram collect loan EMIs via NACH mandates. When you take a home loan, personal loan, or vehicle loan, the lender asks for your bank account's MICR code to set up the monthly auto-debit. Enter the MICR code of your specific Urban Co-operative Bank Perinthalmanna branch in Malappuram — found by clicking your branch in the list above.

About Urban Co-operative Bank Perinthalmanna Branches in Malappuram, Kerala

Urban Co-operative Bank Perinthalmanna has been serving customers in Malappuram with a network of 26 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 26 MICR-enabled branches participate in the RBI's CTS cheque clearing system, ensuring cheques deposited anywhere in India are cleared within one business day.

To browse Urban Co-operative Bank Perinthalmanna branches in other cities in Kerala, visit the Urban Co-operative Bank Perinthalmanna Kerala directory. For all Urban Co-operative Bank Perinthalmanna branches nationwide, see the Urban Co-operative Bank Perinthalmanna MICR code directory. For electronic transfer codes, use the Urban Co-operative Bank Perinthalmanna Malappuram IFSC directory. For loan EMI planning, use the free EMI Calculator.