Ujjivan Small Finance Bank MICR Codes in Darjeeling, West Bengal

Ujjivan Small Finance Bank MICR Codes in Darjeeling, West Bengal

Ujjivan Small Finance Bank has 2 branches in Darjeeling, West Bengal, with 2 branches registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code — the magnetic ink identifier printed at the bottom of every cheque issued by that branch. BankZop's Ujjivan Small Finance Bank Darjeeling directory is sourced directly from official RBI CTS data, making it the most reliable reference for branch MICR codes in Darjeeling.

Click any branch from the list above to view its complete details — MICR code, IFSC code, BSR code, address, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Ujjivan Small Finance Bank MICR Code in Darjeeling

You are one click away from the MICR code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Ujjivan Small Finance Bank account is held. Make sure it is the exact branch — not just any Ujjivan Small Finance Bank branch in Darjeeling.
• Step 3 — Copy the MICR code: The result page shows the 9-digit MICR code with a large Copy button. It also shows the IFSC code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check your Ujjivan Small Finance Bank passbook first page, internet banking account summary, or the cheque book issued by your branch. The MICR code on your cheque will match the one on BankZop for the same branch.

What is the MICR Code for Ujjivan Small Finance Bank in Darjeeling?

Every Ujjivan Small Finance Bank branch in Darjeeling has a 9-digit MICR code structured as follows:

• Digits 1–3 (City Code): All Ujjivan Small Finance Bank branches in Darjeeling share the same first 3 digits — the CTS city code assigned by the RBI for the Darjeeling clearing zone.
• Digits 4–6 (Bank Code): These 3 digits identify Ujjivan Small Finance Bank within the Darjeeling clearing zone. All Ujjivan Small Finance Bank branches in Darjeeling share this segment.
• Digits 7–9 (Branch Code): The final 3 digits are unique to each branch. This is what differentiates the 2 Ujjivan Small Finance Bank branches in Darjeeling from each other.

This means that even if two Ujjivan Small Finance Bank branches are on the same street in Darjeeling, they have different MICR codes. Always use the code for the specific branch where your account is held — not just any Ujjivan Small Finance Bank Darjeeling branch.

When You Need the Ujjivan Small Finance Bank Darjeeling MICR Code

SIP Registrations and Mutual Fund Mandates

When registering a Systematic Investment Plan (SIP), the NACH mandate form asks for your bank branch's MICR code. If your account is at a Ujjivan Small Finance Bank branch in Darjeeling, find your branch's MICR code above and enter it on the mandate form. The NPCI's NACH platform uses this code to debit your account each month for the SIP instalment. Using an incorrect MICR code causes mandate rejection and delays your SIP setup.

ECS Mandates for Bills and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity, broadband, gas, and insurance premiums require your Ujjivan Small Finance Bank branch MICR code in Darjeeling. The ECS mandate form has a specific field for the 9-digit MICR code — not the IFSC. The clearing system uses this to identify your branch and process the recurring debit on the scheduled date.

Loan EMI Collection

Banks and NBFCs serving Darjeeling collect loan EMIs via NACH mandates. When you take a home loan, personal loan, or vehicle loan, the lender asks for your bank account's MICR code to set up the monthly auto-debit. Enter the MICR code of your specific Ujjivan Small Finance Bank branch in Darjeeling — found by clicking your branch in the list above.

About Ujjivan Small Finance Bank Branches in Darjeeling, West Bengal

Ujjivan Small Finance Bank has been serving customers in Darjeeling with a network of 2 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 2 MICR-enabled branches participate in the RBI's CTS cheque clearing system, ensuring cheques deposited anywhere in India are cleared within one business day.

To browse Ujjivan Small Finance Bank branches in other cities in West Bengal, visit the Ujjivan Small Finance Bank West Bengal directory. For all Ujjivan Small Finance Bank branches nationwide, see the Ujjivan Small Finance Bank MICR code directory. For electronic transfer codes, use the Ujjivan Small Finance Bank Darjeeling IFSC directory. For loan EMI planning, use the free EMI Calculator.