Sumitomo Mitsui Banking Corporation MICR Codes in Bengaluru, Karnataka

Sumitomo Mitsui Banking Corporation MICR Codes in Bengaluru, Karnataka

Sumitomo Mitsui Banking Corporation has 1 branches in Bengaluru, Karnataka, with 1 branches registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code — the magnetic ink identifier printed at the bottom of every cheque issued by that branch. BankZop's Sumitomo Mitsui Banking Corporation Bengaluru directory is sourced directly from official RBI CTS data, making it the most reliable reference for branch MICR codes in Bengaluru.

Click any branch from the list above to view its complete details — MICR code, IFSC code, BSR code, address, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Sumitomo Mitsui Banking Corporation MICR Code in Bengaluru

You are one click away from the MICR code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Sumitomo Mitsui Banking Corporation account is held. Make sure it is the exact branch — not just any Sumitomo Mitsui Banking Corporation branch in Bengaluru.
• Step 3 — Copy the MICR code: The result page shows the 9-digit MICR code with a large Copy button. It also shows the IFSC code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check your Sumitomo Mitsui Banking Corporation passbook first page, internet banking account summary, or the cheque book issued by your branch. The MICR code on your cheque will match the one on BankZop for the same branch.

What is the MICR Code for Sumitomo Mitsui Banking Corporation in Bengaluru?

Every Sumitomo Mitsui Banking Corporation branch in Bengaluru has a 9-digit MICR code structured as follows:

• Digits 1–3 (City Code): All Sumitomo Mitsui Banking Corporation branches in Bengaluru share the same first 3 digits — the CTS city code assigned by the RBI for the Bengaluru clearing zone.
• Digits 4–6 (Bank Code): These 3 digits identify Sumitomo Mitsui Banking Corporation within the Bengaluru clearing zone. All Sumitomo Mitsui Banking Corporation branches in Bengaluru share this segment.
• Digits 7–9 (Branch Code): The final 3 digits are unique to each branch. This is what differentiates the 1 Sumitomo Mitsui Banking Corporation branches in Bengaluru from each other.

This means that even if two Sumitomo Mitsui Banking Corporation branches are on the same street in Bengaluru, they have different MICR codes. Always use the code for the specific branch where your account is held — not just any Sumitomo Mitsui Banking Corporation Bengaluru branch.

When You Need the Sumitomo Mitsui Banking Corporation Bengaluru MICR Code

SIP Registrations and Mutual Fund Mandates

When registering a Systematic Investment Plan (SIP), the NACH mandate form asks for your bank branch's MICR code. If your account is at a Sumitomo Mitsui Banking Corporation branch in Bengaluru, find your branch's MICR code above and enter it on the mandate form. The NPCI's NACH platform uses this code to debit your account each month for the SIP instalment. Using an incorrect MICR code causes mandate rejection and delays your SIP setup.

ECS Mandates for Bills and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity, broadband, gas, and insurance premiums require your Sumitomo Mitsui Banking Corporation branch MICR code in Bengaluru. The ECS mandate form has a specific field for the 9-digit MICR code — not the IFSC. The clearing system uses this to identify your branch and process the recurring debit on the scheduled date.

Loan EMI Collection

Banks and NBFCs serving Bengaluru collect loan EMIs via NACH mandates. When you take a home loan, personal loan, or vehicle loan, the lender asks for your bank account's MICR code to set up the monthly auto-debit. Enter the MICR code of your specific Sumitomo Mitsui Banking Corporation branch in Bengaluru — found by clicking your branch in the list above.

About Sumitomo Mitsui Banking Corporation Branches in Bengaluru, Karnataka

Sumitomo Mitsui Banking Corporation has been serving customers in Bengaluru with a network of 1 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 1 MICR-enabled branches participate in the RBI's CTS cheque clearing system, ensuring cheques deposited anywhere in India are cleared within one business day.

To browse Sumitomo Mitsui Banking Corporation branches in other cities in Karnataka, visit the Sumitomo Mitsui Banking Corporation Karnataka directory. For all Sumitomo Mitsui Banking Corporation branches nationwide, see the Sumitomo Mitsui Banking Corporation MICR code directory. For electronic transfer codes, use the Sumitomo Mitsui Banking Corporation Bengaluru IFSC directory. For loan EMI planning, use the free EMI Calculator.