State Bank of India MICR Codes in West Bengal — All Cities
State Bank of India has 1,470 branches across 154 cities in West Bengal. Select your city to find the 9-digit MICR code for your branch — needed for ECS mandates, SIP registrations, and NACH forms.
State Bank of India in West Bengal — Select City
154 cities
- 24 Paraganas North
- 24 Parganas N
- 24 Parganas North
- 24 Parganas S
- 24 Parganas South
- 24 Parganasnorth
- 24Parganasn
- Alipurduars
- Ambari
- Amtala
- Arambagh
- Asansol
- Ashoknagar
- Ausgram
- Baghmundi
- Balangir
- Balurghat
- Bankura
- Barddhaman
- Bardhaman
- Barrackpore
- Baruipur
- Basirhat
- Begusarai
- Berhampore
- Bhandara
- Bhanderhati
- Bidhannagar
- Birbhum
- Bolpur
- Bongaon
- Budge Budge
- Burdwan
- Calcutta
- Chakdah
- Chandaneswar
- Chandernagore
- Chickmagalur
- Chinsurah
- Chittaranjan
- Contai
- Cooch Behar
- Coochbehar
- Dakshin Dinajpur
- Darjeeling
- Darjiling
- Dhakuria
- Diamond Harbour
- Distt 24 Parganas North
- Distt 24 Parganas South
- Durgapur
- Ernakulam
- Falakata Bazar
- Ferozepur
- Gangtok
- Giridih
- Gondia
- Greater Bombay
- Haldia
- Hanskhali
- Haora
- Hathras
- Hingalganj
- Hooghli
- Hooghly
- Hoogly
- Hoshangabad
- Howrah
- Hugli
- Hyderabad Urban
- Islampur
- Jalgaon
- Jalpaiguri
- Jangipur
- Jhargram
- Kalimpong
- Kalna Gate
- Kalyani
- Kanyanagar,
- Khalishpur
- Khandaghosh
- Kharagpur
- Koch Bihar
- Kolkata
- Krishnagar
- Kumbi
- Lahaul Spiti
- Lucknow
- Madhepura
- Malda
- Maldah
- Medinapur
- Medinipur
- Memari
- Midnapore
- Murrshidabad
- Murshidabad
- Nadia
- Nagaon
- Nathuganj
- Nichupatti
- Nodakhali
- North 24 Paraganas
- North 24 Pargana
- North 24 Parganas
- North 24Parganas
- North Dinajpur
- North Xxiv Paraganas
- North24Parganas
- Pachim Medinipur
- Parganas South
- Paschim Medinapur
- Paschim Medinipur
- Paschim Midnapore
- Pedong
- Port Blair
- Prakasam
- Pune
- Purba Medinipur
- Purba Midnapore
- Purulia
- Puruliya
- Racpc Port Blair
- Radhamoni
- Raiganj
- Raikapatra
- Rajipur
- Rampurhat
- Ramsagar
- Ranaghat
- Raninagar
- Satitara
- Satmile
- Serampore
- Sevoke Road
- Shiligiri
- Siliguri
- Sitapur
- Sonipat
- South 24 Paraganas
- South 24 Parganas
- South 24 Pgns
- South 24 Pgs
- South 24Parganas
- South 24Pgs
- Sundargarh
- Supaul
- Suri
- Tamluk
- Twenty Four Parganas N
- Uttar Dinajpur
- Wb
- West Bengal
- West Medinapur
State Bank of India MICR Codes in West Bengal — Complete City Directory
State Bank of India operates 1,470 branches across 154 cities in West Bengal, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's State Bank of India West Bengal MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in West Bengal.
Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the State Bank of India branch in West Bengal where your account is held. Use the city list above to navigate directly to your branch.
How to Find Your State Bank of India MICR Code in West Bengal
Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:
- Step 1 — Select City: You are already on the West Bengal page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
- Step 2 — Select Branch: The city page lists all State Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
- Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.
If you already have your State Bank of India cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.
Why Each State Bank of India Branch in West Bengal Has a Different MICR Code
Every State Bank of India branch in West Bengal has a unique 9-digit MICR code structured as follows:
- Digits 1–3 (City Code): Identifies the CTS clearing zone within West Bengal. Each major city in West Bengal has a distinct 3-digit city code assigned by the RBI. All State Bank of India branches in the same city share this prefix.
- Digits 4–6 (Bank Code): Identifies State Bank of India within that city's clearing zone. This is the same for all State Bank of India branches in the same city.
- Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific State Bank of India branch. No two branches in West Bengal share the same complete 9-digit code.
This hierarchical structure enables the RBI's CTS clearing system to automatically route any State Bank of India cheque in West Bengal to the correct clearing house, bank, and branch — without any manual intervention.
When You Need the State Bank of India West Bengal MICR Code
SIP and Mutual Fund Registrations
If you hold a State Bank of India savings account in West Bengal and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your State Bank of India West Bengal branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.
ECS Mandates for Utilities and Insurance
ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your State Bank of India branch MICR code in West Bengal. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.
Loan EMI Collection Mandates
Banks and NBFCs operating in West Bengal collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your State Bank of India branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.
Post-Dated Cheques and Cheque Clearing
All cheques issued by State Bank of India branches in West Bengal carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in West Bengal reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.
Cities in West Bengal with State Bank of India Branches
State Bank of India has a presence in 154 cities across West Bengal with MICR-enabled branches:
Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.
To browse State Bank of India branches in other states, visit the State Bank of India MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.
Data sourced from RBI CTS records. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — State Bank of India MICR Codes in West Bengal
- SIP registrations — NACH mandate forms for mutual fund SIPs
- ECS mandates — auto-debit for insurance, utilities, and bills
- Loan EMI auto-debit — NACH mandate for home, personal, and car loans
- Cheque clearing — all State Bank of India cheques in West Bengal are processed using MICR