State Bank of India MICR Codes in Uttar Pradesh — All Cities

State Bank of India has 2,691 branches across 227 cities in Uttar Pradesh. Select your city to find the 9-digit MICR code for your branch — needed for ECS mandates, SIP registrations, and NACH forms.

Updated Jun 2026 State Bank of India Uttar Pradesh Live Data
2,691 Branches in Uttar Pradesh
227 Cities Covered
99.6% MICR Coverage
CTS RBI Clearing Grid
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State Bank of India in Uttar Pradesh — Select City

227 cities

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State Bank of India MICR Codes in Uttar Pradesh — Complete City Directory

State Bank of India operates 2,691 branches across 227 cities in Uttar Pradesh, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's State Bank of India Uttar Pradesh MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Uttar Pradesh.

Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the State Bank of India branch in Uttar Pradesh where your account is held. Use the city list above to navigate directly to your branch.

How to Find Your State Bank of India MICR Code in Uttar Pradesh

Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:

  • Step 1 — Select City: You are already on the Uttar Pradesh page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
  • Step 2 — Select Branch: The city page lists all State Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
  • Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.

If you already have your State Bank of India cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.

Why Each State Bank of India Branch in Uttar Pradesh Has a Different MICR Code

Every State Bank of India branch in Uttar Pradesh has a unique 9-digit MICR code structured as follows:

  • Digits 1–3 (City Code): Identifies the CTS clearing zone within Uttar Pradesh. Each major city in Uttar Pradesh has a distinct 3-digit city code assigned by the RBI. All State Bank of India branches in the same city share this prefix.
  • Digits 4–6 (Bank Code): Identifies State Bank of India within that city's clearing zone. This is the same for all State Bank of India branches in the same city.
  • Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific State Bank of India branch. No two branches in Uttar Pradesh share the same complete 9-digit code.

This hierarchical structure enables the RBI's CTS clearing system to automatically route any State Bank of India cheque in Uttar Pradesh to the correct clearing house, bank, and branch — without any manual intervention.

When You Need the State Bank of India Uttar Pradesh MICR Code

SIP and Mutual Fund Registrations

If you hold a State Bank of India savings account in Uttar Pradesh and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your State Bank of India Uttar Pradesh branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.

ECS Mandates for Utilities and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your State Bank of India branch MICR code in Uttar Pradesh. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.

Loan EMI Collection Mandates

Banks and NBFCs operating in Uttar Pradesh collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your State Bank of India branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.

Post-Dated Cheques and Cheque Clearing

All cheques issued by State Bank of India branches in Uttar Pradesh carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Uttar Pradesh reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.

Need State Bank of India IFSC codes in Uttar Pradesh for NEFT, RTGS, IMPS, or UPI? MICR codes are for cheques and mandates only. Online transfers use the IFSC code.

View IFSC Codes

Cities in Uttar Pradesh with State Bank of India Branches

State Bank of India has a presence in 227 cities across Uttar Pradesh with MICR-enabled branches:

Aaap 1 Agra 91 Akbarpur 1 Akbarpur Dehat 1 Akbarpur, Kanpur Dehat 1 Aligarh 40 Allahabad 89 Ambedkar Nagar 4 Ambedkaragar 1 Ambedkarnagar 9 Amethi 1 Amroha 4 Auraiya 12 Ayodhya 5 Azamgarh 48 Azamgrh 1 Badaun 1 Bageshwar 1 Baghpat 5 Bagpat 7 Baheri 1 Bahraich 17 Balia 19 Ballia 14 Balrampur 12 Banda 18 Barabanki 27 Bareilly 75 Bareily 1 Bariyawan 1 Basti 40 Bhagalpur 1 Bhilwara 1 Bhingari 1 Bhiti 1 Bijnor 35 Bijnore 8 Budaun 34 Buduan 1 Bulandsahar 1 Bulandshahr 2 Bulandshar 4 Bulandshehar 26 Chandauli 22 Chandausi 1 Chhaprauli 1 Chhitauni 1 Chitrakoot 1 Csl U 1 Csm Nagar 2 Dehradun 1 Delhi 1 Deoria 31 Dona Mattar 1 Ernakulam 2 Etah 37 Etawah 25 Etwah 1 Faizabad 26 Farrukhabad 22 Fatehgarh 1 Fatehpur 28 Firozabad 26 Gajraula 1 Gandhinagar 1 Ganeshpur Basti 1 Gangi Bazar 1 Gautam Bodda Nagar 25 Gautam Buddha Nagar 7 Gautam Budh Nagar 12 Gautambudh Nagar 5 Gautambudhhnagar 1 Gaziabad 1 Gazipur 16 Ghaziabad 63 Ghazipur 10 Golaghat 1 Gonda 29 Gorakhpur 46 Gorakpur 48 Gr Noida 2 Greater Noida 3 Gursahaiganj 1 Gyanpur 1 Hamirpur 11 Hapur 3 Hardoi 29 Hathras 18 Hissar 1 Idukki 1 Jabalpur 1 Jaipur 1 Jakhaura 1 Jalaun 10 Jalpaiguri 1 Jamda Shahi 1 Jamtara 1 Jamunaha Malhipur 1 Jaunpur 40 Jhansi 54 Jp Nagar Amroha 1 Jpnagar Amroha 1 Jyotiba Phoole Nagar 11 Jyotiba Phule Nagar 2 Kamasin 1 Kannauj 4 Kannuj 1 Kanooj 5 Kanpur 41 Kanpur City 11 Kanpur Dehat 28 Kanpur Nagar 91 Kasganj 1 Kashi Ram Nagar 1 Kasia 1 Kaushambi 21 Khalilabad 2 Kharhani 1 Khukhundu 1 Khurda 1 Korba 1 Kushi Nagar 13 Kushinagar 8 Lakhanpur Lehri 1 Lakhimpur 3 Lakhimpur Khedi 14 Lakhimpur Kheri 15 Lalitpur 12 Lalitput 2 Lucknow 167 Lucknow East 1 Mahamaya Nagar 1 Maharaj Ganj 1 Maharajganj 32 Mahoba 8 Mahrajganj 1 Mainpuri 18 Maizapur 1 Manipuri 2 Manjhanpur 1 Mathauli 1 Mathura 46 Mau 14 Mau Aima 1 Mau Nath Bhanjan 1 Maunath Bhanjan 3 Meerut 68 Metro 1 Mirzapur 24 Moradabad 48 Muzaffar Nagar 34 Muzaffarnagar 10 Muzaffarpur 1 Muzzafarnagar 4 Muzzarfarnagar 1 Naugarh 2 New Delhi 27 Noida 10 Od 1 Padrauna 2 Pakwara,Moradabad 1 Paschim Medinipur 1 Patna 1 Pilibhit 23 Pitoragarh 1 Prabudhnagar 1 Prae Bareli 1 Prakasam 1 Pratapgadh 1 Pratapgarh 28 Prayagraj 10 Pukharayan 1 Raebareili 15 Raebareli 19 Rai Bareli 4 Ram Lakshan 1 Ramganj 1 Rampur 22 Rampur Fi 1 2 Rampura 1 Ramur 1 Rath 1 Rbo Vii Hardoi 1 Renukoot 1 Robertsgang 1 Robertsganj Sonebhadra 1 Saharanpur 42 Sahranpur 2 Salem 1 Sambhal 1 Sandalpur 1 Sant Kabir Nagar 20 Sant Ravi Das Nagar 2 Sant Ravi Das Nagar Bhadohi 1 Sant Ravidas Nagar 10 Santravidasnagar 1 Shahjahanpur 35 Shamli 1 Shimla 1 Shravati 1 Siddarth Nagar 1 Siddharth Nagar 28 Siddharthnagar 2 Sidharath Nagar 2 Sidharthanagar 3 Sitapur 24 Sme Jagdishpur 1 Sonbhadra 7 Sonebhadra 3 Sultanpur 31 Sunbhadra 14 Surguja 1 Thatra 1 Tilamapur 1 Tirunelveli 1 Tmor 2 Uaaaa 1 Udhamsingh Nagar 1 Udhhr 2 Unnao 14 Unnav 16 Urban 2 Uttar Pradesh 1 Varanasi 99 Vishakapatnam 1 Wardha 1 Zgh 1

Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.

To browse State Bank of India branches in other states, visit the State Bank of India MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI CTS records. Last reviewed Jun 2026 by BankZop Editorial Team.

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Frequently Asked Questions — State Bank of India MICR Codes in Uttar Pradesh