Punjab National Bank MICR Codes in Tamil Nadu — All Cities
Punjab National Bank has 353 branches across 171 cities in Tamil Nadu. Select your city to find the 9-digit MICR code for your branch — needed for ECS mandates, SIP registrations, and NACH forms.
Punjab National Bank in Tamil Nadu — Select City
171 cities
- Adambakkam, Chennai
- Adayar
- Advaith Ashram Road
- Alangudi, Sivagangai
- Ambasamudram
- Ambattur
- Ambur
- Anna Nagar Chennai
- Arcot
- Avinashi
- Avvalshanmuagam Salai Chennai
- Bikshandar Koil
- C P Ramaswamy Road, Chennai
- Ch
- Chengalpattu
- Chenn
- Chennai
- Chennai Bangalore Highway Sriperumpudur Taluk
- Chennai Madras
- Chidambaram
- Chitlapakkam High Road, Chennai
- Coimbatore
- Coimbature
- Coimbotore
- Commerial Road
- Coonoor, The Neelgiri, Coonoor
- Cuddalore
- Cutchery Road
- Cutchery Street,
- Dalmianagar
- Dharapuram
- Dharapuram Taluk
- Dharmapuri Tn
- Dindigul
- Distt Kancheepuram Tn
- Edappadi
- Ekkattuthankal, Chennai
- Eraiyur
- Erode
- Gandhi Road Arakkonam
- Gandhipuram- Coimbatore
- Hyderabad
- I Flootvanakkara Street
- Ind Area, Trichy
- Kadayanallur
- Kalaimagal Kalvi Nilayam Erodetn
- Kallimandhayam Via Dindiful Dist
- Kancheepuram
- Kancheepuram Dist, Chennai
- Kanniyakumari
- Karaikudi
- Karur
- Kilpauk, Chennai
- Kk Nagar
- Kodaikkanal
- Koil Street , Virugambakkam
- Kolapadu Thiruvarur Dist
- Kollumangudi, Nannilam Taluk
- Konam Nagerkoil
- Krishnagiri
- Krishnagiri Bye Pass Road, Hosur
- Krishnagiri Tn
- Kumbakonam
- Lalgudi Taluk, Alunthalaipur Tn
- Madurai
- Maduravoyal
- Mahalingapuram
- Main Road, Marthandam
- Mayiladuthurai, Tamil Nadu
- Medawakkam, Chennai
- Mettupalayam
- Muthapudupet, Iaf, Chennai
- Mylapore
- Nagai Dist
- Nagamangalam, Tamilnadu
- Nagapattinam
- Nagercoil
- Namakkal
- Nandanam Chennai
- Nanganallur, Chennai
- Neelankarai Chennai
- Neyveli
- Nilgiris
- Oddanchatram
- Opp Lic Of India, Thiruvallur
- Opp Municipal Office, Theni
- Palani
- Palayamkottai Tn
- Pallikaranai,Chennai
- Park Town
- Perambalur
- Perambalur Tn
- Periasamipuram Sivaganga Dist
- Periyanahallipo Distt Dharampuri Tn
- Pillaiyarpatti
- Pollachi
- Pombur
- Pondicherry
- Poonamallee
- Poopananviduthi,Alangudi Vettanviduthi
- Porur, Chennai
- Pudukkottai
- Purasawalkam
- Ramakrishna Nagar,Valasarawakkam
- Ramnagar Po
- Rasipuram
- Road,Shevpeth, Near Telephone Exchange, Salem
- Salai Street
- Salem
- Sankari West
- Saravanampatti, Coibatore
- Seethakathi Salai,J J Nagar Mogapair East
- Sholinganallur,Chennai
- Sirkali
- Sirkali Taluk
- Sivaganga
- Sivagangai
- Sivakasi
- Sonitpur
- South Arcot Dist
- Southern
- T P K Road , Madurai
- Tamilnadu
- Tenkasi
- Tenkasi Road
- Teppakulam, Trichy
- Teynampet
- Tg Valasu Post, Palani Taluk Dindigul Dist
- Thanjavur
- Thanjavur Highway, Tiruchirappalli
- The Nilgiris
- Theni
- Thiruvallur
- Thiruvannamalai,
- Thoothukkudi
- Tiruchiorappalli
- Tiruchirapalli
- Tiruchirapally
- Tiruchirapally -
- Tiruchirappalli
- Tirunelvali
- Tirunelveli
- Tirupathur, Sivagangai
- Tirupparankundram
- Tiruppur
- Tiruppur, Tamilnadu
- Tirupur
- Tiruvanmaiyur
- Tiruvannamalai
- Tiruvarur
- Tn
- Trichirapalli
- Trichy
- Trichy- Chennai Trunk Road
- Trichytamilnadu
- Triplicane,Chennai
- Tuticoran
- Tvk Nagar,Parambur
- Udayarpalayam Taluk Kuvagam
- Ulundurpet
- V Floor,Royapettah
- Vadachennimalai Post Salem Dist
- Valayur Road
- Velacherry Chennai
- Vellore
- Villupuram
- Viluppuram
- Virudhunagar
- Virudunagar Tamil Nadu
- Walajabad Main Road Hajeer Nagar
- West Mambalam
Punjab National Bank MICR Codes in Tamil Nadu — Complete City Directory
Punjab National Bank operates 353 branches across 171 cities in Tamil Nadu, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's Punjab National Bank Tamil Nadu MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Tamil Nadu.
Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the Punjab National Bank branch in Tamil Nadu where your account is held. Use the city list above to navigate directly to your branch.
How to Find Your Punjab National Bank MICR Code in Tamil Nadu
Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:
- Step 1 — Select City: You are already on the Tamil Nadu page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
- Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
- Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.
If you already have your Punjab National Bank cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.
Why Each Punjab National Bank Branch in Tamil Nadu Has a Different MICR Code
Every Punjab National Bank branch in Tamil Nadu has a unique 9-digit MICR code structured as follows:
- Digits 1–3 (City Code): Identifies the CTS clearing zone within Tamil Nadu. Each major city in Tamil Nadu has a distinct 3-digit city code assigned by the RBI. All Punjab National Bank branches in the same city share this prefix.
- Digits 4–6 (Bank Code): Identifies Punjab National Bank within that city's clearing zone. This is the same for all Punjab National Bank branches in the same city.
- Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific Punjab National Bank branch. No two branches in Tamil Nadu share the same complete 9-digit code.
This hierarchical structure enables the RBI's CTS clearing system to automatically route any Punjab National Bank cheque in Tamil Nadu to the correct clearing house, bank, and branch — without any manual intervention.
When You Need the Punjab National Bank Tamil Nadu MICR Code
SIP and Mutual Fund Registrations
If you hold a Punjab National Bank savings account in Tamil Nadu and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your Punjab National Bank Tamil Nadu branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.
ECS Mandates for Utilities and Insurance
ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your Punjab National Bank branch MICR code in Tamil Nadu. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.
Loan EMI Collection Mandates
Banks and NBFCs operating in Tamil Nadu collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your Punjab National Bank branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.
Post-Dated Cheques and Cheque Clearing
All cheques issued by Punjab National Bank branches in Tamil Nadu carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Tamil Nadu reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.
Cities in Tamil Nadu with Punjab National Bank Branches
Punjab National Bank has a presence in 171 cities across Tamil Nadu with MICR-enabled branches:
Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.
To browse Punjab National Bank branches in other states, visit the Punjab National Bank MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.
Data sourced from RBI CTS records. Last reviewed Jun 2026 by BankZop Editorial Team.
Frequently Asked Questions — Punjab National Bank MICR Codes in Tamil Nadu
- SIP registrations — NACH mandate forms for mutual fund SIPs
- ECS mandates — auto-debit for insurance, utilities, and bills
- Loan EMI auto-debit — NACH mandate for home, personal, and car loans
- Cheque clearing — all Punjab National Bank cheques in Tamil Nadu are processed using MICR