How many Punjab National Bank branches are in Madhya Pradesh?

Punjab National Bank has 481 branches across 232 cities in Madhya Pradesh, all registered on the RBI's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code. Use the city list above to find your specific branch.

How do I find the MICR code for my Punjab National Bank branch in Madhya Pradesh?

To find your Punjab National Bank MICR code in Madhya Pradesh: (1) Select your city from the list above, (2) Click your branch name, (3) The 9-digit MICR code is displayed on the result page with a one-click Copy button. You can also check the bottom of any Punjab National Bank cheque — the MICR code is the 9-digit number printed in magnetic ink between the cheque number and account number.

What is the MICR code used for at Punjab National Bank branches in Madhya Pradesh?

The Punjab National Bank MICR code in Madhya Pradesh is required for: SIP registrations — NACH mandate forms for mutual fund SIPsECS mandates — auto-debit for insurance, utilities, and billsLoan EMI auto-debit — NACH mandate for home, personal, and car loansCheque clearing — all Punjab National Bank cheques in Madhya Pradesh are processed using MICR

Is the MICR code the same for all Punjab National Bank branches in Madhya Pradesh?

No. Every Punjab National Bank branch in Madhya Pradesh has a unique 9-digit MICR code. The first 3 digits identify the city clearing zone, the middle 3 identify the bank, and the last 3 identify the specific branch. Two branches in the same city share the first 6 digits but have different last 3 digits.

Why would a NACH or ECS mandate from a Punjab National Bank Madhya Pradesh branch fail?

NACH and ECS mandates using a Punjab National Bank Madhya Pradesh MICR code can fail for several reasons: (1) Incorrect MICR code — using a code from a different Punjab National Bank branch or another bank entirely. (2) Account number mismatch — the account number on the mandate does not match the bank's records for that branch. (3) Mandate not yet activated — paper NACH mandates take 20–30 days to process; a debit attempted before activation will be rejected. (4) Insufficient balance on the scheduled debit date. (5) Account frozen, dormant, or closed. If rejected, the lender or fund house receives a return code and will contact you to resubmit with the correct MICR details.

How quickly do cheques from Punjab National Bank Madhya Pradesh branches clear through CTS?

Cheques drawn on Punjab National Bank branches in Madhya Pradesh clear in T+1 working days through the RBI's Cheque Truncation System (CTS). A cheque deposited on Monday is credited to the payee by Tuesday; one deposited Friday clears the following Monday. The CTS operates on scanned cheque images — no physical paper moves between banks after the initial deposit — which enables one-day clearing across all 232 cities where Punjab National Bank operates in Madhya Pradesh. High-value cheques above ₹50,000 may occasionally take T+2 days.

Can I use any Punjab National Bank Madhya Pradesh branch MICR code for my SIP?

No. You must use the MICR code of the specific Punjab National Bank branch where your account is held — not just any branch in Madhya Pradesh. Using a different branch's MICR code on a NACH mandate will cause rejection. Navigate to your exact branch using the city list above.

How do I verify my Punjab National Bank MICR code in Madhya Pradesh?

You can verify your Punjab National Bank branch MICR code in Madhya Pradesh three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced code. (2) Check the bottom of your Punjab National Bank cheque leaf — the 9-digit magnetic ink number is your MICR code. (3) Log into Punjab National Bank internet banking and check Account Details. Data on BankZop is sourced from RBI CTS records.

Punjab National Bank MICR Code Madhya Pradesh — Branch Codes for ECS,

Punjab National Bank MICR Codes in Madhya Pradesh — Complete City Directory

Punjab National Bank operates 481 branches across 232 cities in Madhya Pradesh, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's Punjab National Bank Madhya Pradesh MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Madhya Pradesh.

Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the Punjab National Bank branch in Madhya Pradesh where your account is held. Use the city list above to navigate directly to your branch.

How to Find Your Punjab National Bank MICR Code in Madhya Pradesh

Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Madhya Pradesh page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.

If you already have your Punjab National Bank cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.

Why Each Punjab National Bank Branch in Madhya Pradesh Has a Different MICR Code

Every Punjab National Bank branch in Madhya Pradesh has a unique 9-digit MICR code structured as follows:

Digits 1–3 (City Code): Identifies the CTS clearing zone within Madhya Pradesh. Each major city in Madhya Pradesh has a distinct 3-digit city code assigned by the RBI. All Punjab National Bank branches in the same city share this prefix.
Digits 4–6 (Bank Code): Identifies Punjab National Bank within that city's clearing zone. This is the same for all Punjab National Bank branches in the same city.
Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific Punjab National Bank branch. No two branches in Madhya Pradesh share the same complete 9-digit code.

This hierarchical structure enables the RBI's CTS clearing system to automatically route any Punjab National Bank cheque in Madhya Pradesh to the correct clearing house, bank, and branch — without any manual intervention.

When You Need the Punjab National Bank Madhya Pradesh MICR Code

SIP and Mutual Fund Registrations

If you hold a Punjab National Bank savings account in Madhya Pradesh and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your Punjab National Bank Madhya Pradesh branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.

ECS Mandates for Utilities and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your Punjab National Bank branch MICR code in Madhya Pradesh. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.

Loan EMI Collection Mandates

Banks and NBFCs operating in Madhya Pradesh collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your Punjab National Bank branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.

Post-Dated Cheques and Cheque Clearing

All cheques issued by Punjab National Bank branches in Madhya Pradesh carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Madhya Pradesh reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.

Cities in Madhya Pradesh with Punjab National Bank Branches

Punjab National Bank has a presence in 232 cities across Madhya Pradesh with MICR-enabled branches:

Anuppur Mp 1 Arera Hills , Jail Road Bhopal 1 Arera Hills Jail Road Bhopal 1 Arera Hills,Bhopal 1 Ashok Ashok Nagar Mp 1 Ashok Nagar 1 Ashokanagar 1 Ashoknagar 1 Astha 1 Aurai 1 Bablee 1 Bagchini 1 Bairagarh, Bhopal 1 Bairdah, Distt Sidhi Madhya Pradesh 1 Balaghat, Mp 1 Banapura Mp 1 Baruphatak 1 Barwah Distt Khargone 1 Barwani 2 Barwani Mp 1 Basai 1 Bazar Sagar 1 Betul 3 Betul Road 1 Bhandarpur 1 Bhind 1 Bhopa 1 Bhopal 54 Bhopal, Hosangabad Road 1 Bhoura Distt Betul 1 Biaora 1 Bilkheria, Bhopal, Mp 1 Bina 1 Budha Distt Mandsaur 1 Burhanpur 2 Burhar 1 Chatarpur 1 Chhatarpur 4 Chhindwara 5 Chhindwara, Mp 1 Chouraha Marg Gohad Dist Bhind 1 Complex 1 Complex,Bagsewania, Bhopal 1 Dabra, Distt Gwalior 1 Dalouda, Choupati, Dalouda 1 Damoh 1 Darshni Dist Jabalpur 1 Datia 2 Datia, Mp 1 Deorikalan 1 Dewas 3 Dhangore 1 Dhar 1 Dhar Mp 1 Dheerpura 1 Dhobini Distt Sheopur 1 Dindori Mp 1 Dist Bhopal 1 Dist Katni 1 Dist Raisen 1 Dist Rewa 1 Dist Satna Station Road Satna 1 Distt Ashok Nagar 2 Distt Balaghat 1 Distt Chindwara 1 Distt Datia 2 Distt Guna, Madhya Pradesh 1 Distt Harda 1 Distt Mandsaur 1 Distt Morena 1 Distt Narsinghpur 1 Distt Satna 1 Distt Sehore 1 Distt Sehore, Madhya Pradesh 1 Distt Sehore, Teh Ichhawar 1 Distt Shajapur 2 Disttindore Mp 1 Doraha 1 Dunawa, Dist Betul, Mp 1 Gaitalai, Vijayragavgarh, Katni Mp 1 Ganajbasoda, Mp 1 Ganesha Market Ashta 1 Goraghat 1 Goyal Nagar, Indore 1 Gudar, Shivpuri, Mp 1 Gulmohar Bhopal 1 Guna 2 Gwalior 23 Gwalior Madhya Pradesh 1 Hamdia Road Bhopal 1 Harda 2 Harpalpur, Distt Chhatarpur Mp 1 Hemant Talkies Road 1 Hoshangabad 2 Hoshangabad Road, Madhya Pradesh 1 In Dore Dewas Bye Pass Rd Vill Arandia 1 In Front Of Kanyashala 1 Indar, Shivpuri, Mp 1 Indergarh Distt Datia 1 Indor 1 Indore 50 Indore, Airport Road 1 Institution, Adhartal, Jabalpur 1 Itarsi 3 Itwara Bazar, Hoshangabad 1 Jabalpur 23 Jabalpur Mp 3 Jabpu 1 Jail Road Bhopal 1 Jakhya, Indore 1 Jaora, Distt Ratlam, Mp 1 Jbalpur,Mp 1 Jhabua Mp 1 Jhansi 1 Jharkheda 1 Jiwajiganj, Morena 1 Kat 1 Katni 5 Khach 1 Khandwa 1 Khareh, Shivpuri, Mp 1 Khargone 1 Kharsodkalan 1 Lashkar 2 Madhya Pradesh 9 Main Highway,Manpur,Dist Indoremp 1 Main Road -Dindori 1 Main Road Road, Near Police Thana 1 Majhgaon,Teonther, Distt Rewa Mp 1 Makdone 1 Makronia, Sagar 1 Malthone Distt Sagarmp 1 Manawar Dist Dhar 1 Mandideep, Bhopal 1 Mandla 1 Mandsaur 6 Masoodpur, Distt Vidisha Mp 1 Mauganj 1 Memorial Hospital, Teh Huzur, Dist Rewa 1 Mhow Dist Indore 1 Mhow Mp 1 Morena 6 Mp 18 Nagri 1 Nainpur 1 Narsimhapur 1 Narsinghpur 1 Naryaoli Distt Sagar 1 Nateran 1 Near Colloctrorate -Sidhi 1 Near Jain Mandir Sai Plaza,Mandideep 1 Near Petrol Pump Bhind 1 Neemuch 1 Neemuch Cantt, Dist Neemuch 1 Niwari 2 Obedullahganj Dist Raisen 1 Opp Hp Petrol Pump, Indore 1 Opp Sdm Bunglow, Shujalpur 1 Opp Vaishna School Rajmohall 1 Pachore, Distt Rajgarh Mp 1 Padon Guna Mp 1 Panagar 1 Parasari Kalan Distt Sagar, Mp 1 Patan 1 Petlawad Road Bus Stand 1 Pipariya 1 Pithampur 1 Prasadampadu 1 Psm Jabalpur 1 Raipur 1 Raisen 2 Rajgarh Mp 1 Ranipur 1 Ratahara 1 Ratlam 5 Rewa 3 Rewa Road, Maihar 1 Road Bareli Dist Raisen 1 Road Bhopal 1 Road, Distt Agar 1 Sagar 5 Sagar Mp 5 Sail 1 Sanwari 1 Sarai 1 Sarra, Churhat, Dist, Sidhi,Madhya Pradesh 1 Satna 4 Sausar 1 Sehore 5 Seondha Distt Datia 1 Seoni 1 Shadoragaon, Distt Guna 1 Shajapur 2 Shivpuri 2 Singrauli 2 Sirmour 1 Sironj 1 Sohagpur Distt Hoshangabad 1 Soth Tukoganj, Indore 1 Square, Dewas Mp 1 Ssl Jain College , Vidisha 1 Station Road Umariya 1 Sukhpur, Distt Ashok Nagar 1 Sunari, Distt Datia 1 Supau 1 Surat 1 Tajpur 1 Technology Pachama Dist Sehore 1 Teh Ganjbasoda, Distt Vidisha 1 Teh Ganjbasoda, Madhya Pradesh 1 Teh Kurai, Distt Seoni 1 Teh Rampur Naikin 1 Tehsil Dharampuri Dist Dhar 1 Tendukheda 1 Teonthar Mp 1 Thakur Baba Mandir 1 Tharet 1 Tigriagoga Distt Dewas 1 Tikamgarh 1 Trivedi Colony Indra Ward Gadarwara 1 Udaipur 1 Ujjain 12 Unnao 1 Venkat Road Rewa Mp 1 Vidis 1 Vidisha 3 Vikrampur Dewas Mp 1 Vill Po Dahua 1 Vill Post Udgava Distt Datia 1 Villpo Patai 1 Vinay Nagar, Gwalior 1 Waraseoni 1

Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.

To browse Punjab National Bank branches in other states, visit the Punjab National Bank MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.

Punjab National Bank MICR Codes in Madhya Pradesh — All Cities