IDFC FIRST Bank MICR Codes in Bengaluru Urban, Karnataka

IDFC FIRST Bank MICR Codes in Bengaluru Urban, Karnataka

IDFC FIRST Bank has 24 branches in Bengaluru Urban, Karnataka, with 24 branches registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code — the magnetic ink identifier printed at the bottom of every cheque issued by that branch. BankZop's IDFC FIRST Bank Bengaluru Urban directory is sourced directly from official RBI CTS data, making it the most reliable reference for branch MICR codes in Bengaluru Urban.

Click any branch from the list above to view its complete details — MICR code, IFSC code, BSR code, address, and phone number — all on a single result page with one-click copy buttons.

How to Find Your IDFC FIRST Bank MICR Code in Bengaluru Urban

You are one click away from the MICR code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your IDFC FIRST Bank account is held. Make sure it is the exact branch — not just any IDFC FIRST Bank branch in Bengaluru Urban.
• Step 3 — Copy the MICR code: The result page shows the 9-digit MICR code with a large Copy button. It also shows the IFSC code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check your IDFC FIRST Bank passbook first page, internet banking account summary, or the cheque book issued by your branch. The MICR code on your cheque will match the one on BankZop for the same branch.

What is the MICR Code for IDFC FIRST Bank in Bengaluru Urban?

Every IDFC FIRST Bank branch in Bengaluru Urban has a 9-digit MICR code structured as follows:

• Digits 1–3 (City Code): All IDFC FIRST Bank branches in Bengaluru Urban share the same first 3 digits — the CTS city code assigned by the RBI for the Bengaluru Urban clearing zone.
• Digits 4–6 (Bank Code): These 3 digits identify IDFC FIRST Bank within the Bengaluru Urban clearing zone. All IDFC FIRST Bank branches in Bengaluru Urban share this segment.
• Digits 7–9 (Branch Code): The final 3 digits are unique to each branch. This is what differentiates the 24 IDFC FIRST Bank branches in Bengaluru Urban from each other.

This means that even if two IDFC FIRST Bank branches are on the same street in Bengaluru Urban, they have different MICR codes. Always use the code for the specific branch where your account is held — not just any IDFC FIRST Bank Bengaluru Urban branch.

When You Need the IDFC FIRST Bank Bengaluru Urban MICR Code

SIP Registrations and Mutual Fund Mandates

When registering a Systematic Investment Plan (SIP), the NACH mandate form asks for your bank branch's MICR code. If your account is at a IDFC FIRST Bank branch in Bengaluru Urban, find your branch's MICR code above and enter it on the mandate form. The NPCI's NACH platform uses this code to debit your account each month for the SIP instalment. Using an incorrect MICR code causes mandate rejection and delays your SIP setup.

ECS Mandates for Bills and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity, broadband, gas, and insurance premiums require your IDFC FIRST Bank branch MICR code in Bengaluru Urban. The ECS mandate form has a specific field for the 9-digit MICR code — not the IFSC. The clearing system uses this to identify your branch and process the recurring debit on the scheduled date.

Loan EMI Collection

Banks and NBFCs serving Bengaluru Urban collect loan EMIs via NACH mandates. When you take a home loan, personal loan, or vehicle loan, the lender asks for your bank account's MICR code to set up the monthly auto-debit. Enter the MICR code of your specific IDFC FIRST Bank branch in Bengaluru Urban — found by clicking your branch in the list above.

About IDFC FIRST Bank Branches in Bengaluru Urban, Karnataka

IDFC FIRST Bank has been serving customers in Bengaluru Urban with a network of 24 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 24 MICR-enabled branches participate in the RBI's CTS cheque clearing system, ensuring cheques deposited anywhere in India are cleared within one business day.

To browse IDFC FIRST Bank branches in other cities in Karnataka, visit the IDFC FIRST Bank Karnataka directory. For all IDFC FIRST Bank branches nationwide, see the IDFC FIRST Bank MICR code directory. For electronic transfer codes, use the IDFC FIRST Bank Bengaluru Urban IFSC directory. For loan EMI planning, use the free EMI Calculator.